Sometimes, the interests of fund companies and investors are out of sync: investors want stock funds to earn more money, and the higher the annualized income, the better; While fund companies earn money by obtaining the period expenses from the fund scale, in essence, they are more concerned about how to enlarge the fund scale than the fund's earning ability. Influenced by sales performance factors, there are many private fund managers with strong standards. These ordinary private fund managers need to rely on a variety of different compositions to win the high returns that may be brought by a certain composition. < P > In this way, there will be a good ranking at the end of the year and more people will buy it. Even high-level private fund managers will encounter bad harvest times. For example, the stock market plummeted in 218, and even bosses like Lin Yuan lost money in this year, not to mention that Dan Bin spent eight years in War of Resistance against Japanese Aggression on Moutai in previous years. In this case, the reputation of private fund managers will be harmed to some extent, and the sale of a bunch of stock funds will help them share the damage caused by this crab hazard.

a fund with c is suitable for short-term stock trading, because it is generally free of redemption rate after 3 days of purchase, and the sales service fee it receives is not deducted for one year at a time, but is withdrawn every diary. If you want to buy a class C stock fund, if the surcharge is .4%, you should control to sell it within 5 months, which will give you an advantage over a stock fund. If the surcharge is .8%, it will have an advantage over A stock fund if it is sold within 3 months. In fact, most investors understand that stock funds have subscription fees and redemption rates, < P > but ignore that the biggest expense of stock funds is management fees. The larger the fund, the longer it has, and the more management fees the fund company charges, and there is no discount. The amount of fund management fee is extracted from the fund assets according to a certain proportion of the net asset value of the stock fund, accumulated daily and paid monthly. The investment industry is an industry that operates on the basis of license plates, not a free economy, which determines that there are very few high-quality asset management products, and the industry concentration cannot be improved.