The "accumulated net value" of the fund refers to the sum of the unit net value and accumulated dividends since the establishment of the fund, which belongs to a reference value.

For example, the net value of a fund unit is 1.5 yuan, and the cash dividend distributed in April this year is 0.05 yuan per fund unit, so the cumulative net value = 1.5+0.05 = 1.55 yuan.

Generally speaking, the higher the "cumulative net value" of the fund, the better the historical performance of the fund.

If the landlord wants to invest in the fund at present, because the market is still risky (although it is said to be very small), you can consider the following two varieties.

1, the new fund is issued, because the new fund has a closed period and an open period, which can avoid the risks in the recent stage. Maybe when it is formally established, the stock market will turn around, right?

2. Bond funds. This year is a bull market in the bond market. Because you don't participate in the stock subscription in the secondary market, you can play new shares, so the income is stable and the risk is small. For example, I subscribed for a debt base in March this year. Since its establishment this year, the annualized income is around 14%, which is really good.

I hope the answer will help you. Please recommend one for your reference.

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(New Fund)

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(Debt base)