How much depends on what fund you buy. Generally speaking, equity funds 15%, balanced funds 10% and bond funds are about 5%, which are calculated according to the average value of holding for many years.

According to different investment objects, funds can be divided into money funds, bond funds, mixed funds and stock funds.

Fund returns and risks are in direct proportion. Money funds have the lowest risk and the lowest rate of return. Equity funds have high risk and the highest expected rate of return. The average expected annualized rate of return of the Monetary Fund is about 2.5%, that is, 654.38 million yuan is invested in the Monetary Fund, and the expected annual return is about 250 yuan. The expected annualized rate of return of bond funds is generally around 6%, and the expected annualized rate of return of stock funds can reach above 10% on average.

Note: funds are non-guaranteed floating income products, so not every fund is profitable, and there is also the risk of principal loss. The average annualized rate of return of fund investors is in the range of 15%~20%.