It is true that some elderly people are accustomed to withdrawing money from the bank every time their pension is paid.

Why is this so?

First, seek safety.

Taking money out of the bank in cash is actually a common reaction among older people, who are used to keeping money in their own hands and think it is safe.

Of course, young people think that it is not safe to put it in their hands. They are afraid of losing it, afraid of being stolen, or even afraid of losing control over spending it.

In fact, many retired people who do this now are already in their 70s or 80s.

For them, those who have truly experienced that poverty era have no habit of saving money at all. It can be said that the habit they have developed since childhood is to hold money tightly in their hands.

Especially in the period before liberation, 100 yuan of legal currency could buy two cows in 1937, but in 1948 it could only buy two briquettes, and in the end it could only buy a few dozen grains of rice.

Moreover, after the founding of the People's Republic of China, we also went through a currency reform, converting 10,000 yuan into yuan.

I believe we have also heard that some people have saved hundreds of thousands, but now they can only withdraw a few hundred dollars when they withdraw money.

Therefore, old people are only used to having money in their hands and being able to spend it in time, which is the safest.

Second, the joy of life.

Every time after pensions are paid out, we can always see some old people taking the bus to the bank entrance with small matzai and queuing up to withdraw the money as soon as possible.

This may be the joy of counting money. I just hope they are happy.

Some old people say that we usually have nothing to do, so withdrawing money every month may be the happiest time of the month.

The life of the elderly after retirement is generally quite simple and repetitive. The remaining time after three meals a day may be spent sitting in the community and basking in the sun. It is impossible for them to travel around in luxury.

People with some hobbies can also play chess, cards, and croquet. For some aunts, they can only sit there and chat.

If there is something to do, especially to withdraw money, why not do it?

In particular, some elderly people are worried that when they get older and can no longer move, they will have no chance to withdraw money.

Therefore, withdrawing money every month is also a happy life for the elderly.

Third, there is a real need for money.

A neighbor’s aunt told me, if I don’t get my monthly pension, how can I have money to buy groceries?

Pork is so expensive now, so save some money!

This is indeed true. In fact, the pensions of many retirees are not high.

The neighbor's aunt who has just retired has a monthly pension of only more than 900 yuan. She has paid the lowest pension insurance for just 15 years, so her treatment is relatively low.

Although she has her own children and a good income, she can definitely support him in his old age.

However, how many parents are willing to reach out and ask for money from their children?

The monthly pension is just enough for various expenses, and occasionally I can save a few hundred yuan to give my grandson some lucky money for the holidays.

Every time her children want to give her money, she says she has a pension and I need you to chip in when I get sick.

In fact, she is still worried about her children’s monthly mortgage payments and the heavy burden on her grandchildren’s education expenses.

Don’t ask for money from your children, and try not to cause them any trouble.

Therefore, the elderly are accustomed to quickly withdraw the monthly pension money from the bank.

In fact, this habit is gradually becoming younger and younger.

Many young people receive their monthly salary and directly transfer it to Yu'e Bao or other monetary funds. 5,000 yuan can earn 30 to 40 cents of interest every day, which can make more than 10 yuan a month. If you save more, you can save another 10 cents.

Regular financial management is what everyone often calls deposit moving.

People are really getting smarter.

It is actually common for the elderly to withdraw their pension from the bank at the end of each month.

In Shanghai, we always see a group of elderly people queuing up to withdraw money at the bank one or two days a month. This phenomenon can also be seen in small counties.

It may be that young people rarely save money nowadays, and they can just put some money in WeChat and Alipay. Too few people go to banks to deposit and withdraw money, so they don’t understand when they see elderly people queuing up to withdraw money, so I raise such a question.

In fact, for the elderly, there are many reasons for collecting pensions every month.

01. Only when you have money in your hands can you feel safe. Although young people rarely use banknotes nowadays, the old people lived in an era when they basically received monthly wages to spend their working years. They always think that money can only be had when they are in their hands.

A sense of security. If they exchange the money in their hands for those strings of numbers, they may lack that sense of security. Therefore, as long as the pension is paid out, they will definitely hope to get the money as soon as possible.

02. The monthly money is not enough. Many people think that most elderly people have high retirement salaries. If they do not provide subsidies to their children, it seems that they will not be able to use up the money.

In fact, many elderly people have experienced hardship and poverty, and they still have hard and simple living habits.

It's just that Chinese parents don't want their children to suffer no matter how poor they are. If they have a little money, they still have to subsidize the family, and some want to give it all to their children.