Investors will carefully observe the performance of fund companies when buying funds. The better the performance of a fund company, the higher its profitability, and the more investors like to invest in the company. Fund companies make money mainly because of its scale effect. In the case of large scale, fund companies do have the motivation to do well. So, what aspects does the fund risk include?

What aspects does the fund risk include?

1 The credit risk of bonds, bills and other instruments invested by the fund itself. The fund implements an expert management system, and the professionalism of the fund manager also has certain risks to investors' income. In addition, the door-to-door risk of transactional investment can not be ignored.

② Changes in national macro policies, such as fiscal policy, monetary policy, industrial policy, regional development policy, etc., lead to market price fluctuations, affect fund returns and generate risks.

3. Economic cycle risk, interest rate risk and inflation risk can not be ignored. Among them, interest rate directly affects the price and yield of bonds. In the event of inflation, the proceeds from the fund's investment in securities may be offset by inflation.

4 reinvestment risk is also a risk that investors need to pay attention to when buying funds. The decline of market interest rate will affect the reinvestment rate of interest income of fixed-income securities, which is mutually beneficial to the price risk brought about by the increase of interest rate.

Generally speaking, fund risks include fund management risk, reinvestment risk, company operation risk, reinvestment risk, economic cycle risk and policy risk. However, there are risks in all aspects involved. If investors don't have strong pressure resistance, don't just enter the stock market.