You can read the product manual before investing in bank wealth management products.

The risk rating description of ICBC's wealth management products clearly shows that PR2 -P25 is a non-guaranteed product.

The customer's risk tolerance is evaluated as stable, balanced, growth-oriented and enterprising with investment experience.

Look at the investment ratio of products in the product manual. The risks of bonds, deposits and money funds are relatively low.

The asset investment of securities companies includes stocks. This investment product is very risky.

To sum up: ICBC's non-guaranteed products will lose money.