If it is the capital preservation agreed in the contract, even if the product eventually loses money, you are also the capital preservation. Capital preservation requires a guarantee company, and the capital preservation contract must also comply with the law and be protected by law.

Generally, the capital preservation wealth management products you buy in the bank are all capital preservation. No problem. A bank's capital preservation and financial management may also suffer losses, because the bank's investment amount is large, so the loss principal is also large, so investors should choose carefully.

Expand knowledge-based capital preservation wealth management products, which are divided into two categories: capital preservation income and capital preservation floating income, both of which belong to low-risk wealth management. Guarantee and floating indicate that banks bear different risks. As can be seen from the full name, the guaranteed financial management will have a bank commitment in the agreement. No matter what happens, the bank guarantees that the customer can get back all the principal when it expires.

References:

Capital preservation wealth management products _ Baidu Encyclopedia