Hello, formal loan platforms usually do not charge pre-loan fees for any reason, so be wary if you encounter one.

If you are in urgent need of money, you can consider taking out a loan to relieve stress. At the same time, you should also work within your ability and work hard to make money.

There are many ways to apply for a loan now. You can apply for a bank loan through mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018). It is a big brand that is reliable and has low interest rates and is trustworthy.

Youqianhua launches a consumer credit product for individuals, Manyidai. The maximum loan amount is up to 200,000 (click the official measurement amount), and the daily interest rate starts as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible borrowing and repayment, and interest rate.

Transparency and strong security.

Let me share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements.

1. Age requirement: between 18-55 years old.

Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.

2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card.

Note: The application only supports debit cards, and the application card is also your borrowing bank card.

My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.

This answer is provided by Youqianhua. Please borrow money reasonably according to your needs. For specific product-related information, please refer to the actual page of Youqianhua official APP.

I hope this answer is helpful to you. Click below on your mobile phone to measure your balance immediately!

The maximum borrowing amount is 200,000.