1, small loan proposal fund. High-tech can be a stock fund, and it is good to pursue a stable money fund. Those who can seize the mainstream hotspots can do related sector funds, such as military industry and real estate, to avoid small funds that can't disperse risks and encounter black swans. The annual rate of return is around 4%-80%. Risk: some costs will be lost.

2.P2P。 At present, the repayment rate of small P2P is not high, the websites are mixed, and the cost of safeguarding rights after small investments encounter risks is too high.

The annual yield is about 14%-25%. Risk: total loss of principal.

3. Stocks, futures and spot financial management have high technical requirements, but the returns are also high. It is worth noting that entering this investment field is not a state of mind at all. Virtual disk is just a change of numbers, which may correctly judge the trend. Real money and silver will have a great influence on the stability of mentality. The annual rate of return is around 20%-300%. Risk: If you control your thinking of "turning over the casino", you can recover part of the cost after a certain loss.

4. Compared with P2P, private lending has higher threshold and lower risk. It's just a little low. Some entities, especially local developers with hot real estate projects, can consider financing, with thresholds ranging from 5W to several million. The annual yield is about 14%-25%. Risk: All capital may be lost.

5. Trust and Sunshine Private Equity. Good trust companies and sunshine private placement have a very high entry threshold, but the risk control is better and the yield is high. The annual yield is about 10%-200%. Risk: There is almost no risk of losing all the costs in a formal trust, but there may be overdue and delayed projects. The risk of Sunshine Private Equity Fund is equivalent to Option 3.