Official website of Xinhua Life Insurance is/
Xinhua is an established insurance company, which has achieved good results in the 14th China Insurance Innovation Award. Its business objectives are life insurance, critical illness insurance, annuity insurance and other life insurance businesses.
The most important thing for a company is whether the products it sells are good or bad. Generally speaking, the insurance products of Xinhua Life Insurance are not only expensive, but also not particularly friendly. For example, their family's relatively hot critical illness insurance-health worry-free C 1
Worry-free health C 1 is a single claim type of critical illness insurance, the specific content is as shown in the figure:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1, 10 years ago, you can pay an additional 20% of the basic insurance amount.
2. If you unfortunately get one of the six specific serious diseases within the prescribed scope, you can get 20% extra compensation from the insurance company.
Although the extra compensation for this product is good, it still has many shortcomings:
1, low cost performance: general guarantee and high price. The premium of 10000 can be the insurance premium price owned by some families.
2. The amount of compensation for minor illness is somewhat small. At present, the compensation for general mild illness is 30%. This 20% payment is really a little low, and it is not worthy of the premium of 1 000.
Here, we have sorted out some critical illness insurance products that are mild and costly and need to be taken by ourselves: the top ten insurance companies' "worth buying" critical illness insurance inventory!
At the same time, I screened the critical illness insurance products on the market and screened out these critical illness insurance products that are not worth buying. If you are interested, you can have a look: Top Ten Insurance Companies' Hot Critical Illness Insurance Inventory!
That's the end of my answer. I hope it works for you.
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Too much emphasis on scientific input is "unscientific", because it can't be divorced from human