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Education fund insurance products
1, on the premise that the basic guarantee is completed.
The purchase of education gold insurance should be based on basic protection such as accident insurance, medical insurance and critical illness insurance. Health is 1, others are the latter 0. More importantly, we should pay attention to the healthy growth of children. Only when we are healthy can we get a better education.
2. The insurance amount and guarantee period should be selected according to the needs.
The general coverage does not exceed 10% of the total family income, and the products purchased should be determined according to the actual family economic budget, so as not to cause family economic burden.
The choice of guarantee period also needs to be decided according to the actual guarantee demand and family insurance budget. If the family has enough economic conditions and wants to protect their children for a longer period of time, they can choose lifelong education insurance. Life-long education insurance provides education funds in children's education stage and entrepreneurship funds in entrepreneurship stage, which can be converted into pensions after children get old. Family insurance budget is limited, you can choose non-lifelong education insurance, so that children's expenses in college education and other education stages are guaranteed.
3. Give priority to the additional exemption of the insured.
It is very important for the insured to be exempted from this additional liability. To buy education insurance for children, the insured is exempt from liability first. Even if the insured parents can't continue to pay insurance premiums due to accidents in the future, the remaining premiums don't need to be paid, but the funds needed for their children to go to school can still be guaranteed.
Other insurance questions can be consulted by telephone.
Pre-sales product consultation: 400-880-3633
After-sales service: 95362