Compared with stocks, funds have lower risks. At the same time, funds are managed by professional fund managers and do not require investors to have high professional knowledge. They are more suitable for office workers. So, how do office workers buy funds?

Fund investment tips suitable for office workers?

Below we have prepared relevant content for your reference.

Office workers can refer to the following methods to buy funds: 1. Long-term holding investors can choose a fund with greater development potential and better historical performance of the fund manager for long-term holding. Long-term holding can not only allow investors to earn a certain price difference

, and at the same time, you can also enjoy the benefits brought by fund dividends.

2. Fixed investment investors can choose to make fixed investments in the fund during its decline. By continuously buying and increasing holding shares, they can evenly share the cost of holding positions, and wait for the fund to rebound to achieve the smile curve effect. At the same time, when making fixed investments, the following exist

Tips: a. Choose funds with greater volatility for fixed investment. During the process of fixed investment, investors should choose funds with greater volatility, such as stock funds and index funds. They are more likely to produce a smile curve effect, while for currencies

For type funds and bond funds, they have less volatility and relatively stable trends. They are not suitable for fixed investment operations and are more suitable for one-time purchases.

b. Fixed investment investors should choose to make fixed investments when the fund is in a downward channel. Investors can reduce their position costs, diversify risks, and wait by continuously increasing the share of positions.

The rebound of the fund's net value will achieve a smile curve effect, and fixed investment during the fund's rise will increase its holding costs and increase risks.

c. Stop profit and stop loss during the fixed investment process. During the fixed investment operation, investors can set a stop profit position to ensure their income. However, fund fixed investment has the characteristics of long-term, compound interest, and average cost. Therefore, during the fixed investment process,

There is no need to set a stop loss.

d. Choose the dividend reinvestment method. Investors can change the dividend distribution method of fixed investment funds to dividend reinvestment to achieve the compound interest effect by increasing the holding shares.

3. To diversify your investment, you can buy more funds with your funds. For example, buy three or four funds to spread the risks through diversified investments. It should be noted that the funds cannot be in the same industry or have strong correlations.

funds, otherwise they will not be able to diversify risks; reasonably allocate positions among funds. For funds that are in hot spots in the market, their positions should be heavier, but they should not exceed 50% of the positions.