Although fund investment is very simple, with low thresholds and many channels, if you want to make a profit from fund investment, you also need to understand certain fund knowledge, such as trading rules. Fund trading implements the t+1 day system, which means that after selling on the same day, the funds will not arrive until the day they arrive.

Once you buy a fund, do you keep it there forever?

Although fund investment is more worry-free and requires no monitoring of the market, we also need to manage it. There is only one transaction price for fund investment every day, which is the price when the fund closes in the afternoon. No matter when you buy during the trading time on the day, it will be calculated based on the closing price. You need to pay a handling fee when buying a fund, but not every fund has procedures. fee. Generally speaking, the longer the fund is bought and held, the lower the handling fee. Usually, the handling fee can be as low as 0 after the holding time is 3 years.

Funds are divided into currency funds, bond funds, stock funds, index funds, bond funds, etc. according to their different investment types. And if you buy a currency fund or a bond fund, you can just leave it alone and occasionally check whether it has fallen, because the risk of the currency fund itself is very small and the income is relatively stable. If it does not fall, you can wait until you need money. Take it out when the time comes.

After buying a fund, do I need to check it every day?

Funds need to be watched frequently. Take high-risk stock funds, hybrid funds, and index funds as examples, because the risks of such funds are relatively high. If there is a sustained decline, Stop-loss redemption is required. If the market is relatively high and has experienced a sustained rising phase, and the fund begins to rebound and declines, you also need to learn to stop profits and sell to let the money fall into your pocket. Funds need to be operated, which is different from bank deposits. Yes, there are certain risks, so you must be careful and purchase cautiously based on the risk range you can bear.