How to check the money in the overall account of the medical insurance card is as follows:

1. official website, the social security bureau of each city, searches the local social security bureau directly on the Internet to find a link with official website certification, and registers a personal social security account after entering official website, usually his own ID number. That is, you can see the balance of the medical insurance card and other insurance balances. The default password is 123456, or the last 6 digits of your ID number. If you don't remember, you can go to the local social security bureau to reset it;

2. Inquire through Alipay; A small partner with Alipay APP on the mobile phone can open Alipay on the mobile phone, log in to the account, find "City Service" on the main page, and then find the social security query below. Then click "Confirm Authorization" on the authorization page, and you can ask Alipay to help you retrieve relevant information. Click "Medical Insurance Column-Personal Account" in the new page and fill in your own information, then you can see how much money is left in your medical insurance card.

3. Check with hospitals and pharmacies. When we register in the hospital, we can ask the staff to help us check the balance of the medical insurance card, and we can also ask the staff to help us check when we buy medicine in the pharmacy.

4. Call to ask. After calling the Social Security Bureau and verifying personal information according to the voice prompts, you can find the balance of personal medical insurance card and other social security items;

5. Check at the counter of the local social security bureau.

The differences in medical insurance reimbursement are as follows:

1. The insured object, the new rural cooperative medical system, is a medical system for rural population, and the medical insurance is for urban residents and employees of enterprises (divided into two types: residents' medical insurance and employees' medical insurance);

2. Payment standard At present, the payment standard of the new rural cooperative medical system is generally 18 years, while the residents' medical insurance is generally 24 years, and the employees' medical insurance is linked to personal salary and local average salary;

3. Reimbursement ratio But at present, many places have begun to implement the policy of unifying urban residents' medical insurance and the new rural cooperative medical system, and the reimbursement ratio of the new rural cooperative medical system is gradually approaching the reimbursement ratio of medical insurance;

4. The reimbursement scope of medical insurance is wider than that of the new rural cooperative medical system. For example, the new rural cooperative medical system can't be reimbursed in some large hospitals, but it is also the unified policy mentioned above, and the reimbursement scope of the new rural cooperative medical system is also moving closer to the medical insurance for urban residents.

to sum up, the basic medical insurance system adopts the mode of combining social pooling with individual accounts. The basic medical insurance fund shall, in principle, be co-ordinated at the municipal level. The basic medical insurance covers all employers and their employees in cities and towns; All enterprises, state administrative organs, institutions and other units and their employees must fulfill the obligation to pay the basic medical insurance premium.

Legal basis:

Article 2 of the Social Insurance Law of the People's Republic of China

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.