Funds do not promise income, and generally do not guarantee capital. For example, the fund that invests in stocks changes less than stocks, but it also changes greatly, and it is not necessarily a gain or a loss, so you should not expect to make money every day by investing in stock funds.

Funds can make money or lose money. If they sign a capital preservation agreement, they can be guaranteed. There are 4 capital preservation funds in southern fund's more than 30 funds, and more capital preservation funds will be launched in the future, but the income is not very high. For example, the Southern Capital Protection Fund has been established for more than two years, and its accumulated income is only 8%.

Another kind of funds that are basically guaranteed to make money and lose money are money funds and short-term financial bond funds. General income 1 day, 1- 1.2 yuan, slightly higher than the one-year regular income, and far from the credit card interest rate. Investment funds are risky. I advise you to fully understand the risks and have some knowledge before investing. In addition, credit cards cannot be overdrawn to buy funds.

If you don't understand, sincerely welcome questions; If I am lucky enough to help you, please adopt in time! thank you