Everyone knows how to calculate the transaction fee for buying funds. Today, Bian Xiao specially and completely sorted out the relevant information for your reference, hoping to help you.

With the increasing demand for investment and financial management, funds have become the investment choice of many people. In the process of purchasing funds, the transaction fee is a factor that cannot be ignored. And then what? This article will give you a detailed introduction.

We need to clarify some concepts. Fund transaction fees are divided into buying fees and selling fees. The purchase fee includes subscription fee, subscription fee, conversion fee and fixed investment service fee. Selling fees include redemption fees and liquidation fees. Let's introduce them one by one.

First, the subscription fee

The subscription fee refers to the fee that needs to be paid when purchasing the fund. Under normal circumstances, different fund companies charge different subscription fees, generally between 1%-5%. For example, if you buy a fund and the subscription fee charged by the fund company is 2%, then the transaction fee you need to pay is 2% of the subscription amount. For example, if you buy a fund of 10000 yuan, you need to pay the subscription fee of 200 yuan.

Second, the subscription fee

Subscription fee refers to the fee you need to pay to buy a fund in some cases. Generally speaking, the subscription fee is charged during the new issuance of the fund. If you buy during the new issuance of the fund, you need to pay the subscription fee. The subscription fee is generally between 0.5% and 2%.

Third, the conversion fee

The conversion fee refers to the fee that needs to be paid when converting between different funds. If the fund you hold does not meet your needs, you can convert it into other funds. At this point, you need to pay a certain transaction fee, which is the conversion fee. The charging standard of conversion fee is generally between 0.5%- 1%.

Fourth, the fixed investment service fee.

The fixed investment service fee is the fee that needs to be paid when investing in the fund in a specified period. If you choose the fixed investment method, you generally need to pay the fixed investment service fee. The charging rate of fixed investment service fee is generally between 0. 1%-0.5%.

Verb (abbreviation of verb) redemption fee

Redemption fee refers to the fee that needs to be paid when selling the fund. Generally speaking, if you sell the fund during the fund holding period, you need to pay the redemption fee. The collection rate of redemption fee is generally between 1%-3%. If the fund is sold after the expiration of the fund holding period, there is no need to pay the redemption fee.

Liquidation cost of intransitive verbs

Liquidation fee refers to the expenses that need to be paid when the fund is liquidated. If the fund you hold needs to be liquidated for various reasons, you need to pay the liquidation fee. The rate of liquidation fee is generally between 0.5%- 1%.

The calculation method of transaction fees for purchasing funds is: select different fees according to different transaction types, and then calculate them according to the corresponding rates. When purchasing funds, we need to carefully compare and calculate various expenses, choose the most suitable fund and the most favorable trading method, in order to get the maximum benefit from the investment.

Need to be reminded that the fund transaction fee is not the only fee, there are management fees, custody fees, sales service fees and so on. When choosing a fund, we should comprehensively consider the expenses, risks and benefits of the fund and comprehensively evaluate the investment value of the fund.