With the popularity of wealth management products, many people are now paying attention to and buying wealth management products. But when people want to redeem wealth management products, they will find that the arrival time is uncertain. So how long does it usually take to arrive?

How long does it take for the wealth management products to be redeemed?

1. Different types of wealth management products have different arrival times.

Generally speaking, the arrival time of wealth management products is 1-3 working days. According to different wealth management products and trading platforms, the arrival time is different, depending on each product.

2. The submission time of redemption application affects the billing time.

The submission time of redemption application is also one of the factors that affect the accounting time. If the application is submitted in the morning of the working day, it can generally arrive on the same day; If you submit it in the afternoon, you often need to wait one more day; If it is submitted on weekends or holidays, it will take a day or two. In addition, some fund companies have a specific deadline for submission. If you don't submit your application before the deadline, you have to wait one more day.

3. Risk control audit will also affect accounting time.

In order to ensure the legitimate rights and interests of investors, fund companies usually conduct risk review on redemption applications, which will also affect the account time. If the redemption application requires risk control review, the arrival time will be longer.

What is the skill of fund redemption time?

1, try to redeem before 15 pm, because the redemption before 15 pm is confirmed according to the net value of the day, and the redemption after 15 pm is confirmed according to the net value of the next trading day.

2. Redeem if it goes up, buy low and sell high, redeem if the fund goes up, and not if it goes down. After all, there is a high probability of redeeming investors to make money when they go up, and it is a loss when they go down.

3. Try to avoid the rate problem. The redemption rate of funds held for less than 7 days is as high as 1.5%. The longer the holding time, the lower the rate, and the redemption rate for holding for more than 2 years (that is, 730 days) is 0.

4. Don't redeem it after Friday afternoon 15, because it is equivalent to submitting the application for subscription and redemption next Monday (trading day), and generally the share will be confirmed next Tuesday.

Therefore, when the wealth management products arrive after redemption will actually be affected by many factors. Of course, if you want to receive the redemption funds as soon as possible, you should pay more attention to the time of submitting the redemption application.