You can only guarantee that your share will continue to increase, but the total amount of money may not necessarily increase. If it falls outside the fixed investment amount, the total amount will be "reduced". Regarding whether the principal will be lost, Public Offering of Fund can have 40% short positions at most, that is to say, if the market drops sharply, the fund can still hold 40% of the money. Of course, fund managers may not do this, but they will basically not lose money.

The fixed investment of the fund is still a good investment variety. You know, the investment is not a fund, and the fixed investment in China bear market will continue to reduce the cost, while the fixed investment in bull market will increase the cost.

But it has been making a profit. As we all know, the key is that the following fixed investment is a long-term investment, which takes more than a few years to be effective. If we want to use this money, we should "plan ahead" and judge the economic trend of China at least one or two years in advance.

Extended data:

Investment risk:

Fixed investment of funds is a simple and easy way to guide investors to make long-term investments and average investment costs. However, the fixed investment of the fund can not avoid the inherent risks of fund investment, can not guarantee investors to obtain income, and is not an equivalent financial management method to replace savings. Because the fixed investment of the fund itself is a fund investment method, it is impossible to avoid various risks that may be faced in the process of investment operation.

First of all, the fund's fixed investment must also face market risks. The risk of fixed investment of stock funds mainly comes from the ups and downs of the stock market, and the risk of fixed investment of bond funds mainly comes from the fluctuation of the bond market.

If there is a sharp decline in the stock market as in 2008, even if the fund decides to invest, it is inevitable that the market value of the account will drop sharply temporarily. For example, from June 5438+ 10, 2008, the Shanghai Stock Exchange Index was invested by fixed fund investment, during which the maximum loss of the account was -42.82%, and it was not until May 2009 that the account basically recovered its funds.

Baidu Encyclopedia-Fund Fixed Investment