Is the Provident Fund Dragon Card a credit card?

At present, CCB has only issued Provident Gold Dragon Card credit cards in Tangshan, Hebei Province.

The Provident Fund Dragon Card in other regions is considered a savings card and does not have an overdraft function. It is mainly used for provident fund account management and is used for withdrawing provident funds.

The credit card must have a credit limit, so that it can be used as an overdraft. You can swipe the card to spend or withdraw cash first, and then repay.

The easiest way is to look at the customer service hotline printed on the back of your provident fund dragon card. The hotline starting with 9 is for a savings card, and the hotline starting with 4 is for a credit card.

Is the Dragon Card Provident Fund Co-branded Card a credit card? Is the CCB Golden Dragon Card a credit card?

Can I log out of the Provident Fund Dragon Card if it is not a credit card? Chinese residents and foreigners legally residing in China who are over 18 years old, have full capacity for civil conduct, have good credit and have legal and stable sources of income, can present their identity card recognized by the public security department.

Apply to the card issuer for a postal savings credit card master card with a valid identity document and other supporting documents or information specified by the card issuer.

While applying for the main card, the main cardholder of the personal card can apply for an additional card for the designated person who is over 16 years old. The Housing Provident Gold Dragon Card can be obtained at CCB outlets or ATMs. The CCB Provident Gold Dragon Card in Tangshan City, Hebei Province can be overdrafted with the credit card.

The Tangshan Provident Gold Dragon Card also has an overdraft limit like other credit cards, and it is not a unified limit.

Everyone checks their credit limit based on their own credit status.

Generally speaking, if it is your first time to apply for a CCB credit card, the initial credit limit is about 2-3 times your monthly income. The credit limit of your card will be stated on the card letter sent to you by CCB.

If the letter has been lost, you can also send a text message to check the limit. Use your registered mobile phone number to edit "313#The last 4 digits of your credit card number" or "CCED#The last 4 digits of the card number" and send it to

95533.

For example, if the last 4 digits of your card number are 1234, then just edit "313#1234" or "CCED#1234" and send it to 95533.

A text message will be sent to you shortly.

Moreover, this card combines a credit card and a provident fund card into one, so there is no annual fee or card replacement fee for this card.

It doesn't matter even if you leave it unused. If the card is damaged, you can apply for a replacement card with China Construction Bank without charging any cost, which is still very practical.

What is the use of Provident Fund Dragon Card 1.

Provident Fund Deposit and Loan Balance Inquiry Function You can check your Provident Fund deposit account balance and Provident Fund loan account balance at any time, and you can also voluntarily apply for Provident Fund Dragon Card to link your other personal loan accounts, housing subsidy accounts, and housing maintenance fund accounts.

2.

Provident Fund Deposit and Loan Details Inquiry Function You can check the deposit and withdrawal details of your Provident Fund deposit account and the issuance and repayment details of your Provident Fund loan account at any time, and realize the detailed printing function at CCB outlets and self-service terminals.

3.

Provident fund entrusted withdrawal function (this project is not supported by provident fund centers across China and cannot be withdrawn on a monthly or quarterly basis). You only need to sign a provident fund entrusted withdrawal agreement with CCB. With the approval of the local housing provident fund management center, CCB will make regular (monthly or quarterly) withdrawals with the approval of the local housing provident fund management center.

, years), the provident fund entrusted withdrawal amount of you (and your spouse) will be directly transferred to the provident fund dragon card savings account to facilitate your use and repayment of the loan.

When you need to withdraw provident funds for purchasing or overhauling a house, retirement, retirement, etc., with the approval of the local provident fund management center, CCB will transfer your (and your spouse's) provident fund deposits to the provident fund Dragon Card savings account.

4.

The provident fund transfer and loan repayment function uses the provident fund dragon card as the designated repayment account for your provident fund loans and personal housing loans. You can actively deposit cash or transfer into the provident fund dragon card savings account at CCB outlets. CCB will regularly implement provident fund loans and repayments through the entrusted deduction signing function.

Transfer repayment of personal housing loan.

5.

The provident fund loan repayment account function follows the local housing provident fund withdrawal policies and regulations. The provident fund dragon card provides you with a unique provident fund loan repayment account management function. This special account is specially used to store your provident fund withdrawal funds. CCB strictly follows the regulations of the local housing provident fund management center.

The transfer frequency and amount to repay your home loan.

Self-service devices such as CCB branches and ATMs provide balance and detailed inquiry functions for this special account.

6．

Dragon Card Savings Card Functions The Provident Dragon Card has all the functions of CCB Dragon Card Savings Card (Dragon Card): deposits, withdrawals, inquiries, transfers, remittances, consumption, general deposit and withdrawal, salary payment, collection and payment, securities transactions, and online banking.

, telephone banking and all other personal financial service functions.

Activation of the Nanning Provident Fund Golden Dragon Card To activate the Nanning Housing Provident Fund Dragon Card, the cardholder needs to bring a valid ID and go to the teller at the nearest Construction Bank outlet where the Dragon Card belongs to go through the activation and password change procedures.

The initial password for China Construction Bank Provident Fund Dragon Card is 955330.

Nanning housing provident fund joint card is a valid certificate for employees to pay housing provident fund.