The annualized rate of return of Yu 'ebao in the last seven days is 4.09%, which is higher than the five-year time deposit of the bank. Deposit 3600 yuan, earning about 7 cents a day. Yu' ebao calculates the income like this. Taking the working day as an example, the income is calculated on Monday and Tuesday, and the income is displayed on Wednesday interface. In other words, you can see your income on the third day after the transfer. If it is transferred to a rest day with two days off every week, the income will not be calculated for the time being, and the income will be calculated before the next working day.

1. What about Alipay's balance treasure?

Yu 'ebao is invested by Alibaba Tian Hong Fund and Inner Mongolia Zheng Jun Third Company, among which Tian Hong is a state-owned enterprise. The security level is equivalent to that of major banks. The income is higher than the one-year time deposit of the bank. Settle by day. I can withdraw money at any time. Buy online at any time and receive it within two hours. There is no charge for mobile phone operation. First of all, you should know that Yu 'ebao calculates interest every day. Its annualized rate of return is about 2.3%. Then, taking 65438+1 00000 yuan as an example,110000 x 2.3% x 1 day and 360 days, the daily income is about 0.6 yuan. On the whole, the greater the amount of money paid to Yu 'ebao, the more the daily income, and the same income in 0.6 yuan every day will be good.

Second, is the balance treasure in Alipay safe?

Alipay's Yu 'ebao is safer than some Internet financial platforms. Yu 'ebao is essentially a money fund. At first, Yu 'ebao docked with Tian Hong Fund, and then Central European currencies A and Guotai Lili docked with Baodi and Guangfa Tian Li Currency. Although it has joined some funds, both the Tian Hong Fund it joined before and the funds it joined later belong to the category of the IMF. In the money fund market, there has never been a loss in history. In addition, such funds invest in central bank bills, government bonds, corporate bonds and other products, which have the characteristics of high liquidity, high security and stable income. Users don't have to worry too much about this.

Many people not only care about the safety of Yu 'ebao investors, but also care about the safety of the platform. From the background, the parent company of Yu 'ebao is Ant Financial. Female ant jinfu, founded on 20 14, 10, is quite powerful. In addition to the balance treasure we know, it also has many business segments such as Alipay, Baoshou, Mother Mosquito Collection, Online Shop Banking, Ant Flower Garden, Sesame Credit and so on. So the platform background is very strong.