The materials required to handle a provident fund account are as follows: 1. Housing provident fund account opening registration form (stamped with official seal and financial seal); 2. Housing provident fund payment base table (stamped with financial seal); 3. Wage distribution list of active employees (original copies shall be retained for verification).

One copy with financial seal); 4. One copy of legal person ID card (administrative institution with unit legal person certificate); 5. Business license (administrative institution with institution establishment document) and organization code certificate, originals to be verified

Keep a copy (with official seal); 6. A copy of the handler’s ID card.

Application process: 1. Bank selection: Individuals can freely choose a bank to apply for a co-branded card at all outlets of Bank of Communications, Industrial and Commercial Bank of China, China Merchants Bank and Bank of Beijing in Beijing, or China Construction Bank (some outlets) according to their needs; 2. Application:

I go to the bank counter with my valid ID to apply for a joint card. After filling in the personal information, the applicant should clearly agree with the bank whether the pinyin of the name needs to be printed on the card and whether a "housing provident fund reconciliation book" is required; 3.

Bank review: The bank will review the authenticity of the application materials, whether they meet the card application conditions, and compare relevant information with the provident fund center.

For those who fail to pass the review, the bank will inform them of the specific reasons; 4. Card production and card issuance: For those who pass the review and choose not to print the name pinyin on the card, the bank will print the card on site and issue it to the applicant.

For applications that choose to have the pinyin name printed on the card surface, the bank and the applicant will separately agree on the card issuance method and time.

Legal basis: "Regulations on the Administration of Housing Provident Fund" Article 17 New employees who join the workforce will start to pay housing provident fund from the second month of starting work. The monthly deposit amount is the employee's monthly salary multiplied by the employee's housing provident fund payment ratio.

Newly transferred employees from the unit shall contribute to the housing provident fund from the date the unit pays their wages. The monthly payment amount shall be the employee's monthly salary multiplied by the employee's housing provident fund contribution ratio.