ICBC Credit Suisse Tianyi Express Monetary Fund is a kind of money market fund, which is considered as an investment product with relatively low risk, but it does not mean that there is no risk. The main investment targets of money funds are short-term and low-risk bonds and money market instruments, but these investments also face credit risk, liquidity risk and market fluctuation risk. The yield of the money fund will also be affected by market interest rate, inflation rate and monetary policy.