Generally speaking, I'm not a financial worker, so I don't recommend textual research. As long as I understand and put it into action, I will form a lifelong habit of investment and financial management. After I really get personal benefits, I can use my market research and professional ethics to better serve others.
Question 2: What do you need to be a personal financial consultant? Being a personal financial consultant requires quite high practical experience, and the certificate is only one of the ways to be recognized in academic qualifications. The most important thing is to practice investment and financial management from the beginning and gain something. At the same time, you should have professional ethics, basic literacy and conduct. Only in this way can we be a qualified consultant. There are three kinds of "consultants" in life now: 1 and business type. Certified as a planner, working in a bank or institution, mainly doing the recommendation and sales of wealth management products, with no practical experience; 2. Preach. With high academic qualifications and conditions, but also certification, personal practical experience is less, such as teachers and other work, and the theory is fully understood, personal asset planning may not be successful; 3. Coach type. Whether you have certification or not, your education is not necessarily high, you have many years of practical experience in a certain field, and you are very solid from basic theory to practical operation. Most of these people are now institutional traders, personal financial companies, financial coaches, private placements and so on. Win-win prospects and profits.
Generally speaking, I'm not a financial worker, so I don't recommend textual research. As long as I understand and put it into action, I will form a lifelong habit of investment and financial management. After I really get personal benefits, I can use my market research and professional ethics to better serve others.
Question 3: What knowledge does a personal financial adviser need? You don't need much professional knowledge. Read more news about this industry, find a platform to try water, and slowly practice and sum up experience. You don't need much professional knowledge to be natural. You can go to nuclear new industries and finance to test the water first and experience the experience process. You'll like it.
Question 4: The quality requirement of financial consultants is 1, and financial planners should be all-rounders and experts, that is to say, financial planners should systematically master the knowledge of economy, finance, investment and law, and be experts in some aspects, such as insurance and securities. 2. Good personal morality and professional ethics customers are the food and clothing parents of financial planners. Financial planners should take the interests of customers as the service center and always think of customers, rather than simply selling products to customers. In addition, it is also important to keep customers' personal secrets. The financial planning process involves the privacy of many customers. As a client's personal financial advisor, it should be kept strictly confidential. 3. Financial planners who work in banks, securities and insurance companies are relatively independent. While making financial planning for customers, they have more or less the purpose of promoting products. This is an objective problem. But the promotion of products should be based on the interests of customers, not financial management for promotion. There will be many independent wealth management companies in the future society. These wealth management companies are independent and not attached to some financial institutions. They help customers choose investment products from the customer's point of view and realize their financial goals.
Question 5: If you are engaged in the profession of financial consultant, you can have any qualification certificate.
Question 6: What do you need to be a securities investment consultant? Your objective conditions have met the requirements for applying for the qualification of investment consultant, but the qualification was applied for by your securities company or investment company. So it depends on whether your company has an investment consultant post or whether it is willing to help you apply for this qualification.
Because after you get the qualification of investment consultant, your company will be responsible for your related practice integrity issues, and issue a certificate of integrity after you leave, so that you can continue to practice in the future company.
Question 7: Does the financial advisor need textual research? What needs to be verified is that the employees engaged in personal finance should be professionals who have undergone strict training and obtained corresponding qualification certificates.
People's Republic of China (PRC) and Ministry of Human Resources and Social Security have formulated the National Professional Standard for Financial Planners, which divides financial planners into three grades, namely, assistant financial planners, financial planners and senior financial planners. There are nearly ten kinds of financial planner certification programs in the market, including International Financial Planner (CFP), Financial Advisor (RFC), Chartered Analyst (RCA), Certified Financial Advisor (ChFC), Certified Financial Planner (RFP), Chartered Wealth Manager (CWM) and Certified Financial Analyst (CFA). In foreign countries, the most authoritative certification program is the International Financial Planner (CFP). In foreign countries, only those who have obtained CFP qualification can engage in personal financial management business.
Question 8: The knowledge of financial consultants requires financial or finance-related majors, with basic knowledge of economics, consumption expenditure, insurance, investment, monetary finance, industrial investment, taxation, financial accounting and related laws and regulations. Skills Requirements: Proficiency in English Experience Requirements: Working experience in securities, insurance and banking. Professional quality: You need to have the ability of rational analysis and problem solving, be good at communication, have a strong sense of responsibility, have a good personality and professional ethics, and be relatively independent at work. What qualities should an excellent financial adviser have: a versatile financial generalist. An excellent financial adviser should be familiar with not only financial products, but also various investment tools and products, such as insurance, securities, real estate and even stamps and gold. , as well as the mastery and application of relevant laws and regulations. Only by having considerable professional knowledge and keen insight and constantly updating what you have learned can you provide valuable information to customers. Strong professional background and excellent financial advisor should be supported by strong data and policy platform to ensure that the solutions formulated for customers avoid possible risks. Good professional quality and good reputation, all customer first, strictly abide by the privacy and confidentiality of customer information.
Question 9: I want to be a financial consultant in the future. I am a senior now. What certificate do I need to take? Securities qualification, fund qualification and banking qualification are mainly these three types, and the rest will not be tested later, so they are not used in actual operation.
Question 10: What are the requirements of investment consultants of securities companies? Take our company as an example:
1, bachelor degree or above.
2. Analyze the basis of the subject through employment and investment.
3. The internship period is 6 months, with more than 0/20,000 new assets and more than 60 new households.
4. Pass the company's own investment analyst exam.