1. Complaint ranking:
In the "Statistical Table of Insurance Consumption Complaint Indicators (Property Insurance Companies)" officially announced by the China Banking and Insurance Regulatory Commission in November 2020, among the 100 million yuan in premium complaints Judging from the indicators of complaints volume and 10,000 policies, there are more than 70 property insurance companies participating and close to 80. Guoren Insurance Company is ranked 21st and 28th nationwide. It ranks relatively high and has relatively many complaints. For details, see:
2. From the perspective of solvency:
From the top five companies with sufficient comprehensive solvency at the end of 2020 announced by the China Banking and Insurance Regulatory Commission: Guangdong Energy Property & Casualty Insurance, Rongsheng Property & Casualty Insurance, Taiping Technology Insurance, Huanghe Property & Casualty Insurance, Chengtai Property & Casualty Insurance.
The top five property insurance companies are: Anxin Property & Casualty Insurance, Bohai Property & Casualty Insurance, Zheshang Property & Casualty Insurance, Fubon Property & Casualty Insurance, and Xinjiang Qianhai United Property & Casualty Insurance.
In other words, in terms of solvency, the national ranking of Guoren Insurance Company in 2021 is in the middle, which meets the standards of the China Banking and Insurance Regulatory Commission.
This concludes the content analysis on whether Guoren Insurance is a formal company and where Guoren Insurance Company’s national ranking is in 2021. I hope it will be helpful to everyone.
Guoren Property & Casualty Insurance Co., Ltd. (referred to as "Guoren Insurance") was formerly known as Cinda Property & Casualty Insurance Co., Ltd. (referred to as "Cinda Property & Casualty Insurance"). It was approved by the insurance regulatory department. A national insurance company established in Beijing in August 2009, its current registered capital is RMB 4.007 billion. In January 2018, the company changed its name to "Guoren Insurance". At the end of March 2019, the company's registered place was moved to Shenzhen, and it is now the Shenzhen Financial Headquarters Company.
1. Development Vision
Guoren Insurance relies on the "dual-area" geographical advantages of the "Guangdong-Hong Kong-Macao Greater Bay Area" and the "Pioneer Demonstration Zone of Socialism with Chinese Characteristics" to "deepen "Reform, innovation and transformation, value development" as the core business philosophy, establish a customer-centered, data technology-driven, open and shared platform business model, continue to promote high-quality and sustainable development, and gradually build a digital company with core competitiveness A technology-based modern property insurance company strives to become a "pioneer in innovation and transformation, a model in customer service, and a benchmark in technology application" and is committed to becoming an outstanding enterprise respected by the market, loved by employees, and trusted by shareholders.
2. Introduction to shareholders
In April 2017, with the approval of the insurance regulatory department, Shenzhen Investment Holding Co., Ltd. became a controlling shareholder of Guoren Insurance, with a shareholding ratio of 41% , Guoren Insurance became the only property insurance company controlled by state-owned assets in Shenzhen. Other shareholders include: Lianmei Quantum Co., Ltd., Shenzhen Luohu Guidance Fund Investment Co., Ltd., China Cinda Asset Management Co., Ltd., Beijing Oriental Cinda Asset Management Co., Ltd., China Railway Construction Investment Group Co., Ltd., etc. ***18 large and medium-sized state-owned enterprises and outstanding private enterprises.
3. Products and Business
The business scope of Guoren Insurance mainly includes: property damage insurance, liability insurance, credit insurance, guarantee insurance, short-term health insurance and accident insurance, as mentioned above. Business reinsurance business and agency life insurance, annuity insurance, health insurance, accident insurance.
On the basis of traditional property insurance business, the company vigorously develops new insurance types and new businesses such as technology insurance, health insurance, agricultural insurance, credit guarantee insurance, and Internet insurance, and creates new products, new businesses, New model, and always adhere to "customer-centric", implement technological innovation and service innovation, continuously improve service levels, improve customer experience, and strive to provide all-round, high-quality insurance services to the society.
Guoren Insurance adheres to the two-wheel drive of "insurance + investment" and continues to strengthen investment capacity building. Since 2019, the company has successively obtained three investment capabilities in unsecured bonds, equity and stocks approved by the China Banking and Insurance Regulatory Commission. The company's investment varieties have become more diverse, its asset allocation portfolio has continued to be optimized, and its investment yield has led the industry in recent years.
IV. Outlets and Services
At present, the company’s outlets have basically covered key economic regions across the country. Among them, in Beijing, Shenzhen, Guangdong, Shanghai, Henan, Inner Mongolia, Jiangsu, Xinjiang, Zhejiang, Chongqing, Shandong, Sichuan, Hebei, Shanxi, Liaoning, Hubei, Shaanxi, Qingdao, Ningbo, Hunan, Yunnan, Guangxi, Guizhou, Suzhou There are 24 second-level institutions and more than 200 third- and fourth-level institutions in such places.
Guoren Insurance has opened a 7×24-hour national unified customer service hotline 956030, and is dedicated to providing customers with high-quality product and service consultation.