Fund is a kind of investment and financial management method for most people, because compared with other investment and financial management methods, fund has the functions of stable expected income, low risk and simple operation. Is there any risk in the fixed investment of bond funds brought by the following small series? I hope you like it.
Is there any risk in the fixed investment of bond funds?
There are risks in the fixed investment of bond funds, but the risks are relatively low. Any investment and financial management has certain risks, and there is no risk-free investment and financial management. Risks and expected returns are also corresponding. Generally speaking, the lower the risk, the lower the expected return. Therefore, the risk of fixed investment of bond funds is relatively low, and the expected return is relatively stable, but the expected return is not high.
What does the fixed investment of bond funds mean?
To put it simply, a bond fund's fixed investment is a fund's fixed investment, but the investment target is a bond fund. Generally speaking, our fixed investment is equity funds, because the risk of equity funds is relatively high. Through the fund's fixed investment, the cost can be shared equally and the risks can be dispersed, that is, cutting peaks and filling valleys, lightening positions on rallies and adding positions on dips, which can reduce their own holding costs and reduce the fluctuation range of expected returns.
Bond funds can also be fixed investment. Fixed investment of bond funds has the characteristics of low risk, stable expected income, low expense rate, average investment and compound interest effect. Bond funds can be divided into pure bond funds, primary bond funds, secondary bond funds and convertible bond funds according to different investment targets.
Pure debt fund
Pure debt funds are funds that specialize in investing in bonds, such as government bonds, financial bonds, central bank bills, corporate bonds and corporate bonds. Because the investment objects of pure debt funds are fixed-income products with low risk, pure debt funds have the lowest risk among bond funds.
Primary bond fund
The primary bond fund is a pure bond fund based on the new stock investment in the primary market. That is, in addition to investing in fixed-income financial instruments, it also participated in the investment of new shares in the primary market. The risk of first-class bond funds is greater than that of pure debt funds.
Subordinated bond fund
The secondary bond fund is to increase the stock trading in the secondary market on the basis of the primary bond fund, part of which is used to invest in fixed-income products and part of which is used to invest in stock trading. The risk of secondary bond funds is greater than that of primary bond funds. The risks of pure bond funds, primary bond funds and secondary bond funds increase in turn.
The full name of the fund's fixed investment is called fixed investment fund, which means to invest a fixed amount in the designated open-end fund at a fixed time. The fixed investment of the fund is also called "small investment plan" or "lazy financial management" because of its simple operation, time-saving and labor-saving, convenient and fast, low professional requirements, small investment amount in each period and no need to consider investment.
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