medical insurance refers to the collection of medical insurance funds among certain insured people in a certain area through policies and regulations with enforcement or voluntary contracts handled by specific organizations or institutions. After the medical insurance breaks off, the payment period will not be cleared, and there are different ways to deal with it according to different reasons.
1. Breaking off diplomatic relations due to reasons of the employer. If the employer's medical insurance is interrupted for some reason, it can make up for it. Employers are allowed to pay back medical insurance for no more than two years, and the years after payment can be calculated together. (The supplementary expenses shall be borne by the employer).
2. Persons about to retire or in the process of retirement. (There are different regulations in different regions)
Take Zhengzhou as an example: after the implementation of the New Deal, the conditions for employees to enjoy medical insurance benefits are adjusted as follows: the minimum payment period (including deemed payment period and actual payment period) is 25 years for male employees and 2 years for female employees, of which the actual payment period should be at least 1 years. If the minimum payment period does not meet the above standards, the employer can only enjoy the medical insurance benefits for employees after making up the medical insurance premiums for employees with poor years at one time. All the overdue fees will go into the overall fund and will not be included in the personal account.
3. Those who pay back the fees as flexible employees. (There are different regulations in different regions)
Take Xuchang City, Henan Province as an example: flexible employees should pay for medical insurance continuously, and those who are in arrears with basic medical insurance and supplementary insurance for large medical expenses will be suspended from the next month. If the basic medical insurance is not paid within 9 days, after the arrears are paid, the medical insurance benefits will be enjoyed according to the regulations from the date of normal payment. If the basic medical insurance is in arrears for more than 9 days, after the arrears are paid, the medical insurance benefits will be enjoyed for 18 days, that is, from the date of normal payment, the medical insurance benefits will be enjoyed after 18 days. During the waiting period and the overdue period, only the payment period is calculated, and a supplementary personal account with a basic medical insurance personal account is established, and the treatment paid by the basic medical insurance pooling fund and the large medical expenses supplementary insurance fund is not enjoyed. Although social security payment will not Clearing the account will affect the old-age insurance benefits, medical insurance services, and even the qualifications for buying a house, buying a car, and settling down. Therefore, it is suggested that the good habit of continuous payment of social security should be maintained without gaps.