What are the educational installment platforms?

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"Youqianhua" is Baidu's credit service brand, which provides personal consumer credit services to the public and creates an innovative consumer credit model. Baidu artificial intelligence and big data risk control technology are used to provide users with convenient, fast and secure Internet credit services, which have the characteristics of simple application, fast approval, high quota, fast disbursement and strong security. Baidu Youqianhua's service is purely online application, no mortgage is required, the application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for loan.

The so-called education installment is a payment model in which some schools and institutions with training qualifications provide students with tuition payment in installments. This model reduces barriers to student enrollment to a certain extent, thereby directly increasing the enrollment rate. This model can be provided by the school institution itself or a third-party service platform.

Education installment is also a type of consumer finance. Baidu Youqianhua and Squirrel Bao installment are the mainstream education and training installment platforms, which help students lower their admission threshold and help school institutions increase their enrollment rate and number of students. Among them, "low interest rates, easy application, no mortgage, fast approval, and remote credit extension" have become the "five major tools" for the rapid spread of education installment.

What are the platforms for installment loans for college students?

Aimiyou, Fenqile, Youfenqi, famous school loan.

Extended reading:

1. Aiyoumi

Company profile: Aiyoumi, formerly known as Aiyoumi, was established in 2014 and is a national brand A leading consumer financial service platform for young people. Aiyoumi started on campus. In just two years, its business has covered 32 provinces and more than 3,300 universities across the country. Its business covers financial services in multiple consumption scenarios such as online shopping, education and training, tourism and entertainment, and e-sports games, with leading performance. industry. Growing with the growth of users, the Aiyoumi brand upgrade conference was successfully held in Hangzhou at the end of 2016, and the Series C financing led by Zhongshunyi was successfully completed.

2. Fenqile

Company profile: Shenzhen Fenqile Network Technology Co., Ltd. was established in Shenzhen in 2013. It is China's leading Internet consumer financial service provider and the first member of the China Internet Finance Association. Approval of member units. In the three years since its establishment, Fenqile started from campus and created multiple consumer finance scenarios such as 3C digital, sports and outdoor, care and beauty, education and training, food, drink and entertainment. Its users span campus, white-collar, blue-collar and other mainstream consumer groups. On the funding side, Fenqile has rich and stable funds such as Orange Financial Management, ABS, and banks.

3. Youfenqi

Company profile: Youfenqi is an Internet financial service platform for young people under Hechuang Financial Services. The Youfenqi brand was established in April 2014. In line with the group's purpose of "innovating finance to benefit people's livelihood", it provides high-quality and inclusive financial services to all young people and helps young people build a high-quality credit life. Focusing on U-fund loan services, Youfenqi has created an original all-online ultra-fast credit authentication system, leading the industry in credit review speed, and is the first in the industry to introduce "Slow and Compensation", achieving a more extreme user experience.

Note: Due to the limited repayment ability of college students, excessive overdraft consumption by college students is not encouraged.

A loan app that college students can use

My first choice for an app that college students can use to borrow money is Alipay Huabei. It is officially launched by Alipay. Huabei has high credibility and is easy to repay. The date is fixed.

Jingdong Gold Bar is an upgraded version of Jingdong Baitiao. Applicants can apply as long as they have opened Jingdong Baitiao and have good consumer credit.

e-time loans: e-time loans are mainly targeted at college students. eShidai provides short-term loan services to college students, mainly used to solve their short-term financial problems. The maximum credit limit does not exceed 10,000 yuan. 2 hours of real-name loan registration, no collateral, pure credit loan! The process is simple and one-click emergency.

In universities, it is recommended to consume rationally, do what you can according to your own financial situation, and do not let yourself get into debt because of your desire to buy.

Ranking of education installment platforms: Popular training installments are all here

Nowadays, the pressure in society is increasing, whether it is in the workplace, school, appearance, interior, etc., it is everywhere all the time In competition, if you want to win, you must constantly improve yourself. Nowadays, some education courses are often more expensive, so choosing education installment is also a good way. Today I will take stock of some education installment platforms.

1. Baidu Wallet Education Installment

On the Youqianhua APP, you can find the delivery installment button, click it, and you can choose schools and courses. After finishing it, you can go to the loan application process, fill in the corresponding information, including the loan amount, applicant, purpose of choosing this course, etc., and click Apply for Installment.

2. Skills Cloud Installment

Skills Cloud Installment is a loan product of Bank of China Consumer Finance. It mainly provides loans for vocational skills training and can provide personalized services to the majority of borrowers. Customized solutions. The general annualized interest rate is between. After overdue payment, Skill Cloud Installment will charge additional interest.

3. Easy e-loan

There are many application channels. You can apply on the Bank of China Consumer Finance APP, follow the Bank of China WeChat official account, and download Jingdong Finance - Borrow Money. The better your personal qualifications are. , the interest rate will be lower, and the application threshold is low. You need to be between 20 and 50 years old and have a stable job or income.

4. Installment immediately

The application conditions are very simple. The borrower only needs to have good credit, be over 18 years old and under 55 years old, have a legitimate occupation or identity, and complete identity verification. , you can apply.

The above is the introduction. In addition to directly applying for education and training products, you can also directly apply for other installment loan products for educational improvement.

What is education installment?

Education installment refers to a payment model in which some schools and institutions with training qualifications provide students with tuition payment in installments.

Instalment payment can reduce the financial pressure and psychological threshold of students or parents, increase the purchasing power of customers for schools and educational institutions, and help educational institutions fully tap potential customers. This installment model can be provided by schools and institutions themselves, or by third-party financial installment platforms.

Cardless installment solves the dilemma of students with low credit card limits and inability to pay high tuition fees. Online omni-channel payment methods give students more choices and the ability to pay tuition according to their own wishes. For institutions, it facilitates the promotion of new courses, key courses and higher-priced courses, provides differentiated payment services among peers, and enhances its own competitiveness.

Legal Provisions on Installment Payment

"People's Republic of China and Civil Code"

Article 634__The buyer of installment payment If the amount of the unpaid due price reaches one-fifth of the total price, and if the due price is not paid within a reasonable period of time after being urged, the seller may request the buyer to pay the full price or terminate the contract.

If the seller terminates the contract, it may request the buyer to pay the usage fee of the subject matter.

The above content refers to Baidu Encyclopedia-Instalment Payment

Is the educational installment plan of the retail shopping platform reliable?

The educational installment plan of the retail shopping platform is not reliable.

Some college students who are about to graduate have fallen into "routine loans" because they believed in education installment loans. To put it simply, college students who are about to graduate sign up for training courses in order to improve their skills and find better jobs. However, some training institutions use deception, inducement, etc. to "fool" students with meager incomes or even unable to pay tuition. Pay tuition fees in installments, and even apply for loans on financial platforms for students without their knowledge. Once students take on such loans, they become a burden they cannot get rid of.

When many young people apply for education and training loans, they sign loan contracts in a hurry or under instigation. After actually listening to the class, they may find that the training content It doesn't match your interests, or the content itself doesn't have much value. At this time, if you go to the training institution to ask the teacher for a refund, you will find that somewhere in the contract, there is an additional clause that cannot be refunded. It is easy to get a loan, but it is even harder to get a refund. This makes many The loan applicant has no excuse.

This is the end of the introduction about which is the best training installment loan platform or training installment platform. I wonder if you found the information you need?