1. Don't worry too much about the speed. Because the sum of rates generally does not run at 1.5%, this is a small part. In this way, the rise and fall of the fund is directly related to the stock market. Then on some days, it is normal for the daily price to rise and fall to 1%. Therefore, even if your subscription rate is 1.5%, it's only a day's ups and downs. If you can judge accurately, redeem before the plunge and avoid the plunge, then you not only avoid the problem of 1.5%. So the key depends on your judgment on fund selection and trend, and timing is very important.

You should pay attention to the rate of the fund. According to your question, y refers to the month, which refers to the month you hold. Let's just say that the subscription fee refers to the handling fee paid by investors when they purchase fund shares during the fund issuance and raising period. In other words, for newly established funds, there is a subscription period, during which the rate is the subscription fee. . . . . Both the old fund and the new fund do not charge subscription fees, but only subscription fees.

Anyway, anyway, I'll tell you the way to reduce the rate directly. 1. If the fund has a back-end subscription, choose the back-end subscription, because the subscription fee for the back-end subscription will be lower and lower according to the longer you hold it until it is reduced to zero, but for the front-end subscription, the subscription fee will be deducted when you buy it.

2. You can buy online through the fund company, and the rate will be favorable.

When you choose a fund, don't judge by the rate, because this rate is very small, and you can earn it back if you choose a good fund. . . . .

I'm highway action. Baidu knows the second-level classification-the fund category ranks 29th, and I am glad to answer your questions.

If there is anything unclear, please ask questions.