Fund transaction rate is one of the costs that must be considered in fund investment, and the handling fee will affect the expected return of fund investment. At present, most funds need a certain percentage of handling fees when redeeming. How much is the handling fee for redeeming the 50,000 fund?

The calculation formula of fund redemption fee is: redemption fee = fund share * fund unit net value * redemption rate.

I. Monetary Fund

Money fund subscription and redemption are generally free of charge, so the charge for redemption of 50,000 money funds is 0 yuan.

Two. Other types of funds

The redemption of bonds, stocks and other types of funds will generally charge different proportions of redemption fees according to the number of days the fund is held.

1, held for less than 7 days.

In Public Offering of Fund, the first installment is 7 days, that is, if the fund is held for less than 7 days, the redemption fee will be charged at 1.5%.

For example, investors bought a bond fund with 50,000 yuan, and the net value of the fund at the time of purchase was 1, so the fund share they bought was 50,000. If it is sold after 6 days, and the net value of the fund is 1.0 1, then the redemption fee = 50000 *1.01.5% = 757.5 yuan. It can be seen that the short-term holding cost of fund products is very high.

2. Hold for more than 7 days.

Holding time reaches more than 7 days, different foundations have different grades, but generally follow the law that the longer the holding time, the lower the redemption rate.

For example, the redemption rate of Zheshang Fengli enhanced bonds is third gear. If it is held for more than 7 days, it will be calculated as 0.75% if it is less than 30 days. If you have 30 days, you will be free of redemption fee. Guotai Smart Car Stock Bond divides the redemption rate into six grades, and it can be exempted from the redemption fee only after 730 days.