The payment ratio of five insurances and one gold is not exactly the same everywhere. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account). The proportion of medical insurance payment: 8% for the unit and 2% for the individual.

Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual; Payment ratio of work-related injury insurance: unit 1%, and individuals do not need to pay; Maternity insurance payment ratio: unit 1%, individuals do not need to pay; Housing accumulation fund: First of all, the payment base of housing accumulation fund is different from that of five insurances. Strictly speaking, the payment base should be calculated according to the total income of employees in the previous year, not less than 60% of the local social welfare wages in the previous year, and not more than 3 times the wages of social welfare companies in the previous year.

Legal basis: Article 2 of the Social Insurance Law stipulates that the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 of the Social Insurance Law stipulates that employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.