Industrial injury insurance is divided into three payment categories according to the industry risk degree of the insured unit. For the initial payment, the industry with the lowest risk is paid at the rate of about 0.5% of the total unit salary, about 1% for the second gear and about 2% for the third gear. The unit price of the first gear does not float. According to the use of industrial injury insurance fund and accident rate, the highest floating range of high contribution rate is 150%, and the highest floating range of low contribution rate is 50%. Calculated by the agency and reported to the administrative department of social insurance for approval before implementation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.