What is the fixed investment of the fund?
Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. People usually refer to funds mainly as securities investment funds.
Why choose a fixed investment?
The advantage of fixed investment is to spread the cost and reduce the risk. No one can accurately predict the future trend of the market. If it is a one-time purchase, it is likely to be a high-level purchase, causing a dilemma. In the case of the same amount of funds, buying funds separately is actually to spread the cost of holding positions evenly to the whole trend. The more split points, the closer the position cost is to the trend average price. Even if you buy it once or twice at a high level, you will be bought at a high price by dozens or hundreds of fixed investments.
As ordinary investors, most people can't stare at the market and watch financial news all day. When to buy it is a big question. Fixed investment effectively solved this problem. Most platforms have introduced the function of automatic fixed investment. Set the fixed investment period and the fixed investment amount, and the platform will automatically help you buy, which is worry-free and easy.
What kind of people are suitable for fixed investment?
Ordinary working-class people are most suitable for fixed investment. As mentioned earlier, because the working class needs to go to work on weekdays, they have less time to pay attention to financial investment, so they can't grasp the ups and downs of the market, but there is also a need to preserve assets. Therefore, a fixed investment can help everyone achieve a "mindless fixed investment", choose a suitable fund, continue to invest, and gain after reaching the target income in their hearts.
Because the working class has a sustained and stable income, it can also bear the floating losses caused by investment to a certain extent, so it can insist on fixed investment. Here, we suggest that you invest your spare money, at least money that will not be used for three to five years, and make a fixed investment in the fund to avoid affecting our normal life because of buying wealth management products. Our financial investment will not make us rich overnight, and preserving assets and fighting inflation are our most fundamental goals.
Fixed investment also plays the role of compulsory savings. For the "moonlight family", fixed investment can help the "moonlight family" save some money every month. If the market trend is good, it will have value-added effect; If there is something wrong with the market, it can at least help the "moonlight family" save money.