When choosing a fund for long-term fixed investment, you must choose a good fund. If the selected fund is not good and the fund keeps falling, then you will lose money. So how to choose one or two funds for long-term fixed investment? In what way? I have prepared relevant contents for your reference.

1. Choose a fund with good long-term performance.

Formula of fixed investment income: fixed investment income = (current fund net value-average fixed investment cost) * cumulative share of long-term fixed investment. Therefore, the factors that affect the return of fixed investment are fund net value, average fixed investment cost and holding share, so these three factors should be considered when choosing funds, and the funds with good performance will definitely get higher returns.

2. Choose a fund whose net value fluctuates greatly.

Funds with large fluctuations are more suitable for fixed investment, because the characteristics of fixed investment are that when the net value of the fund unit is high, the number of shares is small, and when the net value falls, the number of shares is large, so that the shares can be averaged and the risks can be reduced.

3. Choose a good fund manager

Investors buy funds and hand them over to fund managers for investment management. Therefore, it is very important to choose a good fund manager. You can consider the rate of return of funds managed by fund managers, the rate of return from employment and so on.

Generally speaking, it is recommended to choose a fund managed by a senior fund manager, especially a fund manager with 10 years or more, because you have experienced the transition from bull market to bear market, of course, you are more experienced in asset allocation and know how to compare risks.

I hope the above content can help everyone!