What is the lazy fund buying method? Can lazy people make a profit by buying funds? Many white people will be dazzled by the variety of fund types when they contact funds. The following is a detailed explanation of the latest lazy fund purchase rules brought by Bian Xiao. I hope you like it.
Detailed explanation of the latest lazy fund buying rules
Fixed investment of funds is a medium-and long-term financial management tool, because it not only saves subscription costs, but also weakens investment opportunities. Only when investors master the trading points of the fixed investment of the fund can they get more income from the investment.
More and more people are aware of the fund's fixed investment, but many people are at a loss to buy without really understanding the nature of the fund's fixed investment. This practice is not advisable.
In the actual fund investment, we need to pay attention to the following points.
● Draw up your own investment goals.
● Know your risk preference.
● Budget monthly investment.
● Choose the most suitable fund.
● Open a fund savings plan.
As long as investors choose the right fund according to their financial situation and financial management objectives, they can go to any financial institution to handle this business, and then deduct investors' money for fund investment every month, just like banks deduct utilities. So the fund began to invest.
The difference between fixed investment and ordinary subscription.
(1) The fixed investment of funds is much lower than that of ordinary funds, and the minimum investment limit of some funds can even reach 100 yuan, with a fixed monthly amount.
(2) Ordinary subscription faces the risk of buying high and selling low, and the investment cost is more average than ordinary subscription.
(3) Fixed fund investment can help investors develop good savings habits.
A quick way to buy funds.
More funds are better than less.
Many investors may have had this experience. They hold the fund that they are least concerned about, because they buy less, because they are too lazy to care and don't toss, so the rate of return is the highest.
Income of fund investors = fund income+investment behavior of bad investors.
The long-term investment practice of Chinese and foreign investors proves that most fund investors have negative behaviors, so long-term holding and not tossing can bring better returns.
Active funds are the main ones, supplemented by index funds.
There are still many excess returns from active funds investing in A shares, which is the most important reason why I mainly invest in active funds.
On the other hand, when index funds enter the main rising wave stage, most active funds are difficult to keep up. In addition, the industry theme index fund has fallen a lot, and it can be properly allocated when it falls out of value. So I don't exclude index funds, and I will allocate some when the opportunity is right.