In fact, if the mother participates in the urban residents’ medical insurance, the newborn within three months can enjoy the mother’s medical treatment; if the mother participates in the New Rural Cooperative Medical Insurance, the newborn can also enjoy the mother’s medical insurance in the year of payment for delivery. . Rather than using their own medical insurance card, more newborns share their mother’s medical insurance.

The method for applying for a baby medical insurance card is as follows: It is best to apply within three months after the baby is born, because many places have opened a "green channel" for babies, that is, within three months after the baby is born If you apply for a medical insurance card within the country, your medical insurance benefits will be calculated from the date of birth. If the application is made more than three months ago and is less than one year old, you will enjoy medical insurance benefits from the month after application. If you apply for it when you are over one year old, you will have to wait until January 1 of the following year to enjoy medical insurance benefits.

After applying for a medical insurance card, the individual pays part of the money and the financial subsidy is part of the money. You can use the money to buy medicines. Children's resistance is relatively weak, so applying for a medical insurance card can get financial subsidies.

If your baby is sick and hospitalized, after applying for a medical insurance card, you can be reimbursed according to a certain percentage. The reimbursement ratios for first-, second- and third-level hospitals are 80%, 70% and 60% respectively, the maximum payment limit of the overall fund is 50,000 yuan, and the maximum payment limit of critical illness medical insurance is 100,000 yuan.

Go to your community to get the "Urban Resident Basic Medical Insurance Registration Form" and fill in the relevant information. And bring some materials.

Household register and copy. You must bring the original and a copy of your household registration book. The copy must be a copy of the home page and the baby page.

ID card and copy/ID card number. Generally, you need your ID card to apply for medical insurance, because the age requirements for applying for ID cards are different in some places. If you don't have an ID card, you need to provide your ID card number.

Photos of the guardian and the insured person, 4 2-inch photos.