I have to mention the problem of "risk" here. Funds belong to equity assets, and the risks are relatively high (of course, high risks are the possibility of high returns). Remember that past returns are not equal to future returns.

Seeing that you can still receive lucky money, it is still a "student family" in theory, and the funds you can invest should not be sufficient. In this case, it is recommended that you invest in relatively stable current or fixed income wealth management products. Of course, if you have a high risk appetite and the money is not "urgent need" in the future, then investment funds are also ok.

At this stage, there are some products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management), including current and regular wealth management products and selected fund products, for users to choose according to their own liquidity preferences and risk preferences.

For example, at present, the net income of Baixin Zhihui deposit is about 4. 1%, which is low risk and can be accessed at any time. The value can be taken on the same day, and it can be withdrawn on any natural day, and it can be received in real time on the same day, with no trading day limit and no limit;

For example, the annualized rate of return of the term bank wealth management product "new network deposit at will" is about 4.8%, which belongs to low-risk bank cash management products, and is paid within 500,000 yuan 100%, which is suitable for stable and above investors;

There are also some selected stock fund products, which are suitable for investors who can take certain risks and pursue the preservation and appreciation of wealth. You can search for "Du Xiaoman Financial APP" (download link of Du Xiaoman Financial APP) in the application market for detailed product information.

I hope the above information can help you. Investment is risky and financial management needs to be cautious. Please choose a product that suits your risk preference and is familiar to you.