Family financial planning emphasizes that only by developing long-term investment and financial management habits can we see the rich fruits of family wealth accumulation after many years. In the initial stage of domestic fund industry, fund companies play the role of investment enlightenment, and intentionally or unintentionally equate family long-term investment and financial planning with long-term holding of funds.

There is indeed some money. You can't say that fund managers have poor investment ability. He has always adhered to the concept of value investment, and heavy stocks are also value stocks. In the long run, the fund performance is ok, but at this stage, the market is hovering around growth stocks and concept stocks, and the performance is average. You have to choose a fund that meets the market characteristics according to the market style. For example, this year's performance of equity funds dominated by value-based and strong cycle industries is bleak.

Therefore, there is no certain time for fund investment, mainly according to the long-term holding period of funds, and fund knowledge learning needs to be carried out continuously in order to maintain long-term returns.