Recently, many fans have sent me private messages in the background. What should I pay attention to when buying insurance for different professions?

Today we will take people who are new to the workplace as an example to see how to buy insurance?

What insurance products should I buy?

What issues should new professionals pay attention to when considering buying insurance products?

After everyone saw the specific content of the article, everyone understood it clearly.

1. Is it really necessary for people who are new to the workplace to buy insurance?

Although the physical fitness of young people is very good, it is undeniable that risks are inevitable in young life.

You have to work overtime every three to five days. According to data released by the World Health Organization, sudden death incidents among young people occur frequently. Almost 15 people "die from overwork" every minute around the world. In just one year, many people around the world died from working long hours.

745,000 people.

On average, about 1.5 people die every minute.

Young people who have just entered society are under great pressure. The reasons for this pressure are the burden of work, family burdens, role changes, etc. Moreover, contemporary young people basically have some bad living habits, such as staying up late and lack of exercise.

Etc., these bad habits can harm our health.

Moreover, the onset of many diseases is gradually starting to get younger.

However, the income for those who have just entered society is relatively small. Once a serious illness is diagnosed, families have to take out the money they have saved over the years and pay huge medical and recovery expenses.

This will obviously have a serious impact on ordinary families.

If people who are new to the workplace purchase insurance, they can transfer some economic risks caused by misfortunes. Therefore, it is very necessary for people who are new to the workplace to purchase insurance.

So how should people who are new to the workplace buy insurance?

Many people may not know that this insurance guide from my senior sister can help you quickly configure the appropriate insurance!

"How do adults buy insurance?"

Everyone should have an exclusive plan》2. The best configuration plan for buying insurance for people who are new to the workplace!

The following are insurance allocation plans for people who are new to the workplace: critical illness insurance, million-dollar medical insurance, accident insurance, and life insurance.

1. Critical illness insurance Critical illness insurance means that once the insured is confirmed to have a serious illness stipulated in the contract and meets the claims standards, the insurance company will provide the insurance amount to help you solve the income loss compensation and later recovery after the serious illness.

cost.

At this time, serious illnesses are gradually becoming younger, so people who are new to the workplace are also likely to suffer from serious illnesses. They are likely to be unable to continue working during the illness. At the same time, there is also a heavy burden of medical expenses, and precisely because they are new to the workplace

The income of the people is limited, so under normal circumstances, they are unable to cope with the huge financial burden caused by serious illness.

With the one-time payment of critical illness insurance, income loss compensation, later rehabilitation expenses, and family living expenses can be greatly alleviated.

It can be seen that for newbies in the workplace, it is quite necessary to purchase critical illness insurance to transfer the economic risks caused by the disease.

2. Million Medical Insurance Million Medical Insurance and medical insurance complement each other. This type of commercial insurance breaks the limitations of the deductible and cap lines under medical insurance and the scope of the medical catalog. After social security reimbursement, the remaining reasonable amount is deducted from the deductible.

Medical expenses are reimbursable.

Moreover, the reimbursement amount of million-dollar medical insurance can generally reach several million, and the price-performance ratio is relatively high. It only costs a few hundred yuan a year. People who are new to the workplace can buy million-dollar medical insurance to solve their medical problems.

.

It is completely possible for young people to receive timely treatment when they get sick, and adequate medical insurance can also allow young people to get better treatment.

3. Life insurance Life insurance mainly provides protection in two aspects: death and total disability. For example, if the policyholder dies, the insurance company will pay a large sum of death insurance. For this amount,

This can fully avoid the collapse of their family's finances.

Considering the support responsibilities of people who are just entering the workplace towards their parents, life insurance is also very necessary.

If the insured person dies, the insured amount of the life insurance can provide a certain amount of financial compensation to the family, and the parents who are getting older can also rely on this money to enjoy their old age.

For those who have just entered the workplace, choosing life insurance for yourself is a manifestation of responsibility and an inheritance of love.