Industrial Bank opened a mortgage financing account when making a mortgage, which is a specialized financial product specially designed for the bank's mortgage customers. After the borrower handles the business of "mortgage financing account", the bank will calculate the value-added income daily according to a certain proportion according to the daily end-of-business demand deposit balance of "mortgage financing account" (when the demand deposit balance of "mortgage financing account" exceeds 50,000 yuan), and return it to the customer's demand deposit account at the beginning of the next month, which has the function of repaying the loan in advance and saving the loan interest.

The natural life wealth management card of Industrial Bank is an ordinary savings card, which can buy funds, securities, gold and wealth management. There is no annual fee, there is no charge for all local ATM withdrawals, cross-bank ATM withdrawals in different places, free payment for the first three times a month, and various suitable services such as arbitrary profit increase.