Since Hebei Province issued the "Implementation Opinions on Further Promoting the Stable and Healthy Development of the Real Estate Market in the Province" in 217, Baoding currently has main urban areas (Lianchi, Jingxiu and Gaoxin), Dingxing County, Mancheng District, Gaobeidian, Xushui District, Qingyuan District, Laishui County, Zhuozhou, Baigou New City, Levin and Wangdu. (Image from Fang Tianxia) Zhuozhou City promulgated the purchase restriction policy on March 1, 217: 1. For families who are not registered in this city, one set of housing (including second-hand housing) is restricted and the down payment ratio is not less than 3%; 2 When buying a second home for local registered households, the down payment ratio shall not be less than 5%; 3 for the introduction of talents in this city and the personnel of foreign units in Zhuozhou, they can enjoy the preferential policies for purchasing houses in this city. Laishui County promulgated the purchase restriction policy on March 2, 217: 1. Non-local household registration households are restricted to purchase one set of houses and the down payment ratio is not less than 3%. The purchase restriction policy has been implemented since March 1, 217. Non-local household registration residents must first issue a quasi-purchase certificate (household registration book, ID card and marriage certificate are required) to the Housing Authority when purchasing houses in Laishui County, and real estate development enterprises sign a purchase contract and online sign with the buyers on the basis of the quasi-purchase certificate. 2. The down payment ratio for local registered residents to purchase a second home is not less than 6%. Dingxing April 5, 217 (1) purchase restriction policy: suspend the sale of new commercial housing and second-hand housing in the county to households with three or more houses in the county; Suspend the sale of new commercial housing and second-hand housing in the county to families with one or more houses in the county. (2) Provident fund loan policy: (1) Residents purchase the first set of ordinary houses in the county, and the down payment ratio for applying for provident fund loans is not less than 3%; If a resident family with one set of housing buys ordinary housing again in the county, the down payment ratio for applying for provident fund loans shall not be less than 6%. (2) Suspend the issuance of housing provident fund personal housing loans to employees who have used housing provident fund personal housing loans twice or more. (3) Suspension of individual housing loans from housing accumulation funds in different places. (3) Commercial loan policy: (1) For households with household registration in this county who have no housing in the county, if they purchase ordinary housing for the first time in the county and apply for commercial personal housing loans, the down payment ratio shall not be less than 3%; If a household registered in this county who owns one set of housing in the county town purchases ordinary housing in the county town and applies for a commercial personal housing loan, the down payment ratio shall not be less than 5%. (2) Non-county registered households who have no housing in the county and have no commercial housing loan records or provident fund housing loan records, and apply for commercial personal housing loans in the county, the down payment ratio shall not be less than 4%; Non-resident families who have no housing in the county, but have commercial housing loan records or provident fund housing loan records, purchase ordinary housing for the first time in the county, and apply for commercial personal housing loans, the down payment ratio is not less than 6%. (3) For the families of the county who buy the third set of housing in the county, the commercial personal housing loan will be suspended. Levin, April 5, 217 I. Adjusting residents' housing purchase policy (I) Suspending the sale of newly-built commercial housing and second-hand housing in the urban area to households with three or more houses within the urban planning scope (hereinafter referred to as the urban area). (two) to suspend the sale of new commercial housing and second-hand housing in urban areas to non-county households with one or more houses in urban areas. Second, adjust the differentiated housing provident fund loan policy (1) Residents purchase the first set of ordinary housing in urban areas (the first set of ordinary housing means that there is no housing under the name of the residents, and there is no record of commercial housing loans or provident fund housing loans), and the minimum down payment ratio for applying for provident fund loans is not less than 3%; The minimum down payment ratio for applying for provident fund loans is not less than 6% for households with one set of housing or commercial or provident fund loan records who buy ordinary housing again in urban areas. (two) to suspend the issuance of housing provident fund personal housing loans to employees who have used housing provident fund personal housing loans twice or more. (3) Suspension of individual housing loans from housing accumulation funds in different places. Third, improve the differentiated housing credit policy (1) For households with household registration in this county who have no housing in urban areas and have no records of commercial housing loans and provident fund housing loans, if they purchase ordinary housing for the first time in urban areas and apply for commercial personal housing loans, the down payment ratio shall not be less than 3%; In the urban area, households with household registration in this county who own one set of housing or have commercial housing loan records or provident fund housing loan records, who purchase ordinary housing in the urban area and apply for commercial personal housing loans, the down payment ratio shall not be less than 5%. (two) in the urban areas without housing and commercial housing loans, provident fund housing loans records of non-county registered households, in the urban areas for the first time to buy ordinary housing, apply for commercial personal housing loans, the down payment ratio is not less than 4%; Non-county registered households who have no housing in urban areas, but have commercial housing loan records or provident fund housing loan records, purchase ordinary housing for the first time in urban areas and apply for commercial personal housing loans, and the down payment ratio is not less than 6%. (three) for the families who buy the third and above houses in the urban area, the commercial personal housing loans will be suspended. (4) For the families of non-registered households in Gaoyang County who have imported foreign talents, obtained residence permits and paid personal income tax or social insurance (urban social insurance) for 12 months or more in the first two years from the date of applying for house purchase, the credit policy for house purchase of households registered in Gaoyang County shall be implemented with reference to the relevant supporting documents. On April 8, 217, Wangdu's housing purchase policy: First, non-registered households in this county are restricted to purchase a set of commercial housing (including second-hand housing) and the down payment ratio of housing purchase is not less than 3%. Second, households registered in this county are restricted to purchase three sets of commercial housing (including second-hand housing), and the down payment ratio of the second set of commercial housing is not less than 6%. On April 25, 217, Xushui District's purchase restriction policy: (1) Suspend the sale of newly-built commercial housing and second-hand housing to households with three or more houses in this district. (2) Non-resident families who have obtained the residence permit in this area are allowed to buy a house in this area. Suspend the sale of new commercial housing and second-hand housing to non-local registered households with one or more houses in this area. (3) After purchasing newly-built commercial housing or second-hand housing in this area, it is necessary to obtain the property right registration certificate for 2 years before trading. Loan restriction policy: (1) For households registered in this district who have no housing and no record of commercial housing loans or provident fund housing loans, if they purchase ordinary housing for the first time in this district and apply for commercial personal housing loans, the down payment ratio shall not be less than 3%; If a household registered in this district who owns one set of housing or has a commercial housing loan record or a provident fund housing loan record purchases ordinary housing in this district and applies for a commercial personal housing loan, the down payment ratio shall not be less than 5%. (2) For families who are not registered in this district and purchase ordinary housing for the first time in this district and apply for commercial personal housing loans, the down payment ratio shall not be less than 6%. (3) For the families who buy the third house in this district, the commercial personal housing loan will be suspended. On May 22, 217, the purchase restriction of Lianchi District, Jingxiu District and High-tech Zone in Baoding City, the main city: the sale of new commercial housing and second-hand housing in the main city to households with three or more registered households in the main city was suspended; Suspend the sale of new commercial housing and second-hand housing in the main city to non-local households with one or more sets in the main city. In terms of loan restriction: the third suite of household registration in this city has a comprehensive loan restriction, and at the same time, it recognizes housing and loans. In the main city without housing and no commercial housing loans, provident fund housing loan records of registered households in this city, in the main city for the first time to buy ordinary housing, apply for commercial personal housing loans, the down payment ratio is not less than 3%; If a household registered in this city who owns one set of housing or has a commercial housing loan record or a provident fund housing loan record in the main city buys ordinary housing in the main city and applies for a commercial personal housing loan, the down payment ratio shall not be less than 5%. Non-local registered households who have no housing in the main city and have no records of commercial housing loans and provident fund housing loans, and apply for commercial personal housing loans for the first time in the main city, the down payment ratio shall not be less than 4%; Non-resident families who have no housing in the main city but have commercial housing loan records or provident fund housing loan records, who purchase ordinary housing for the first time in the main city and apply for commercial personal housing loans, the down payment ratio is not less than 6%. On May 25, 217, Mancheng District's purchase restriction policy (1) For non-Gaobeidian registered households who can provide tax payment certificates or social insurance payment certificates for three years or more in Gaobeidian City, one set of housing (including new commercial housing and second-hand housing, the same below) is restricted. The overdue tax payment certificate or social insurance shall not be used as a valid certificate for purchasing a house. (two) for households with registered residence in this city who already own one set of housing, one set of housing is restricted. (3) For households with registered residence in this Municipality who already own two or more houses, households with non-registered residence in this Municipality who own one or more houses, and households with non-registered residence in this Municipality who are unable to provide tax payment certificates or social insurance payment certificates for three years or more in Gaobeidian City, the sale of houses to them will be suspended within the area of Gaobeidian City. Measures to restrict purchases in Qingyuan District on May 27, 217: (1) When families who are not registered in this district buy the first set of houses (including newly-built commercial houses and second-hand houses, the same below) in the urban area, they must provide personal income tax payment certificates or social insurance payment certificates for three years or more in this district, and the paid personal income tax payment certificates or social insurance shall not be used as valid certificates for purchasing houses. (2) Suspend the sale of newly-built commercial housing and second-hand housing in urban areas to families with one or more non-local registered households in this area and those who cannot provide tax payment certificates or social insurance payment certificates in this area for one year or more. (3) For non-resident families who can provide tax payment certificates or social insurance payment certificates for one year or more in this district, one set of housing (including newly-built commercial housing and second-hand housing) is restricted. Loan restriction measures: for the first-time housing buyers, apply for commercial personal housing loans, and the down payment ratio is not less than 3%; For households with household registration in this district who already own one set of housing and have no housing loan or the loan has been settled, in order to improve their living conditions, the down payment ratio shall be no less than 4%; For households with registered residence in this district who own one set of housing and the corresponding housing loan has not been settled, in order to improve their living conditions, they should apply for commercial personal housing loans to buy housing again, and the down payment ratio should be no less than 5%. For families with local household registration who purchase the third and above houses, commercial personal housing loans will be suspended. Qingyuan district provident fund loan policy suspends housing provident fund loans to replace personal housing loans of commercial banks. Qingyuan District strictly manages housing transactions. For real estate projects that have acquired land through the mode of "limited price and competitive price", "limited price and competitive price" and "double-limited and double-competition", commercial housing is sold by a notary public at the scene. Commercial housing developed and built after acquiring land through the mode of "limited house price and competitive land price", "limited land price and competitive land price" and "double-limited and double-competitive" shall not be bought or sold if it has been less than 1 years since the acquisition of the Property Ownership Certificate (Property Ownership Certificate). On May 27, 217, Gaobeidian City's purchase restriction policy (1) For non-Gaobeidian registered households who can provide tax payment certificates or social insurance payment certificates for three years or more in Gaobeidian City, one set of housing (including new commercial housing and second-hand housing, the same below) is restricted. The overdue tax payment certificate or social insurance shall not be used as a valid certificate for purchasing a house. (two) for households with registered residence in this city who already own one set of housing, one set of housing is restricted. (3) For households with registered residence in this Municipality who already own two or more houses, households with non-registered residence in this Municipality who own one or more houses, and households with non-registered residence in this Municipality who are unable to provide tax payment certificates or social insurance payment certificates for three years or more in Gaobeidian City, the sale of houses to them will be suspended within the area of Gaobeidian City. Commercial loan policy According to the relevant regulations of the People's Bank of China, the following requirements are made for the differentiated housing credit policy after being agreed with the Hebei Provincial Market Interest Rate Pricing Self-discipline Committee: for the first-time housing buyers, apply for commercial personal housing loans, and the down payment ratio is not less than 3%; For households registered in this city who already own one set of housing and have no housing loan or the loan has been settled, apply for commercial personal housing loan to purchase housing, and the down payment ratio shall be no less than 4%; For households registered in this city who already own one set of housing and the corresponding housing loan has not been settled, apply for commercial personal housing loan to buy housing again, and the down payment ratio is not less than 6%. Provident fund loan policy If employees' families use housing provident fund loans to purchase the first set of housing, the down payment ratio shall not be less than 3%; If you use the housing provident fund loan to buy a second house, the down payment ratio shall not be less than 6%; Suspension of housing provident fund loans in different places. Stop handling the business of "housing provident fund loans replacing personal housing loans of commercial banks". On June 15th, 217, Baigou New Town's purchase restriction policy (1) Local registered families: those registered families in this district who have no housing and no commercial housing loans (all the following commercial housing loans include housing provident fund loans) purchase ordinary housing for the first time in our district and apply for commercial personal housing loans, and the down payment ratio is not less than 3%; If a household with a set of housing or a commercial housing loan record in the area purchases ordinary housing in our area and applies for a commercial personal housing loan, the down payment ratio shall not be less than 5%; Suspension of commercial personal loans to registered families in our district who purchase the third house; It is strictly forbidden for any family to buy the fourth and above commercial housing in our district. (2) Non-local registered households: one set of newly-built houses or second-hand houses is restricted in our district, and the down payment ratio is not less than 4%. The property shall not be transferred within five years from the date of registration. (3) Non-Baigou registered families who have been engaged in industry and commerce for more than one year in Baigou New Town area and have fixed business premises can purchase ordinary houses with business licenses and other corresponding supporting documents, which can be implemented with reference to the purchase policy of local registered families. (4) The foreign talents introduced by Baigou New Town shall be implemented with the residence permit and the certification materials for the introduction of talents by the organization and personnel bureau, with reference to the credit policy for the purchase of houses by registered families in Baigou New Town. The purchase restriction is mainly aimed at buyers with investment needs, and the local needs and improvements are generally not affected.