Choose the right fund: There are many kinds of funds, including money fund, bond fund and stock fund according to the different investment direction and risk-return characteristics, and the risk-return increases in turn. Money fund can be considered as a product that basically won't lose money, and the investment risk is extremely small. In short, everyone must choose according to their risk preference and risk tolerance.

Matters needing attention in purchasing funds

Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

Be careful not to like the new and hate the old. Don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment. Be careful not to buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to dividend reinvestment as much as possible.