The subscription fee of Guangfa Strong Debt Fund is zero. However, management fee: 0.6%, custody fee: 0.2% and sales service fee: 0.3% will be charged. The redemption fee is: the fund share with a holding period of less than 30 days, and the redemption rate is 0.1%; There is no redemption fee for fund shares held for more than 30 days (including 30 days).
What should I pay attention to when buying a fund?
1, don't chase hot spots. When you know that a fund is a recent hot spot, it often means that the fund has basically reached a recent high point. If you buy again at this time, the next market may rise, but the probability of falling is greater. You can choose to wait and see, or you can choose a small amount of investment to test the water.
Don't invest all your money at once, even if you are very optimistic about a certain fund.
3. Don't buy funds with others easily. Funds bought by others may have made money in the past, but you should know that they will also fall if they go up for a long time. There is no fund that has been rising. When you start buying, it may be the beginning of the decline in funds.
4. Don't be superstitious about the size of the fund. You should know that funds with good performance may all be small funds.
What is a fund and what is the difference from stocks?
In a broad sense, funds refer to a certain amount of funds set up for a certain purpose, including trust and investment funds, provident funds, insurance funds, retirement funds and various foundations. In a narrow sense, it refers to funds with specific purposes and uses.
The difference between funds and stocks:
1, different managers
Funds are managed by fund companies and stocks are managed by individual investors.
2, the degree of risk is different
The fluctuation range of the stock price can reach 10% in one day, while the fund adopts portfolio investment to reduce the investment risk, and the fluctuation range of the fund's net value in one day is generally within 3%. It can be seen that the investment risk of stocks is greater than that of funds.
3. Different price determinants.
The company's operating conditions, reputation, dividend distribution policy and other factors determine the stock price, while the price of the fund is determined by the price trend of multiple stocks.
4, the yield is different.
Although the risk of stocks is higher than that of funds, its expected rate of return is higher and the possibility of the same loss is greater.