Bank of Communications personal pension account is a kind of personal pension fund account. Its main function is: to participate in the personal pension system, you must pay. The personal pension account of Bank of Communications can be used for personal pension payment, and the funds will directly enter the personal pension account after payment. At present, the payment limit of individual pension is 12000 yuan per year.

The money in the personal pension fund account of Bank of Communications can be used for investment and wealth management, and can be used to buy personal pension insurance, personal pension bank wealth management, personal pension funds, personal pension deposits and other wealth management products, and enjoy the corresponding wealth management benefits. Personal pension fund account is a special special fund account, so it is not limited by no transaction quota.

Can I cancel my personal pension account?

It can be cancelled. If it is determined that it is not needed after opening an individual pension account, it can apply for cancellation on the basis of meeting the conditions. When the personal pension fund account meets the following conditions, it can be completed by myself or others, and only need to cancel the account at the offline counter of the bank where the personal pension fund account is located. When entrusting an agent, please provide valid identity documents of both parties.

(1) Change the personal pension fund account and complete the corresponding asset transfer;

(2) Meet the requirements for receiving personal pension, obtain corresponding funds, and go through the formalities of withholding and remitting personal income tax;

(3) Laws and regulations and other circumstances identified by the CBRC.