We know that funds are treasure wealth management products and should draw a clear line with treasure wealth management products issued by third-party payment companies and banks. The main difference between the three is the issuer.
Fund-based wealth management products are wealth management products issued by fund companies. Most of the treasure products issued by third-party payment companies are in the mode of cooperating with fund companies and docking related funds to obtain the same expected annualized expected income. Let's take Yu 'ebao as an example. Alipay's wealth management products are essentially a model extension of Tian Hong Fund's Zenglibao Monetary Fund. The subscription share of Yu 'ebao ultimately belongs to Zenglibao, and the user's purchase of Yu 'ebao is equivalent to the purchase of Zenglibao Monetary Fund. The bank's wealth management products are also issued through the mode of binding with funds issued by fund companies directly under the bank.
2. What are the wealth management products of the Fund Department?
In the new market, if investors want to buy fund-based wealth management products, what choices can they have? According to the data of Internet financial analysis report in the first half of 20 14 released by Rong 360 financial search platform, there are 29 treasure products belonging to the fund department, involving 29 fund products.