What is the handling fee for selling 1 and 1000 yuan funds?
The calculation formula of fund selling fee is: redemption fee = redemption quantity * net value of fund share on T day * redemption rate, which can also be simply understood as total redemption amount * redemption rate.
Different funds have different redemption rates, and the same fund has different rates for different holding periods. Generally speaking, if the holding period of the fund is less than 7 days, the redemption rate is calculated at 1.5%. For example, if you hold 200 shares of a fund and sell it five days later, the net value of the fund on that day is 5 yuan, that is, the total redemption amount is 1 000 yuan, and the redemption fee is 1 000 * 1.5% = 1.5 yuan.
It can be seen that the redemption rate of short-term holding funds is high, which has a great impact on the actual expected return of funds. The longer the general fund is held, the lower the selling rate will be, depending on the trading rules announced by each fund. For example, China Merchants Industrial Bond C is required to be held for more than 7 days, and the selling rate is reduced to 0.5%. If it is held for more than 30 days, it is free.
2. How to judge whether the holding days of the fund reach 7 days?
The holding days of the Fund are calculated according to the difference between the purchase confirmation date and the redemption confirmation date, and the weekends and legal holidays between the two confirmation dates are also calculated in the holding days. However, the fund confirmation date is generally on the next trading day, excluding weekends and holidays. For example, if you purchase a fund on Monday and apply for redemption next Monday, then Tuesday to next Monday are counted as holding days, that is, holding days are 7 days.
The above contents about the selling fee of 1000 yuan fund, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.