Maternity insurance reimbursement includes maternity medical expenses and maternity allowance. In addition to the expenses incurred during childbirth, maternity medical expenses are reimbursed and the woman enjoys maternity leave allowance. Those who meet the conditions of late childbirth can enjoy late childbirth allowance, and they need to choose to enjoy it with their husbands or wives, and both husband and wife will sign it for confirmation. All allowances are paid to the woman's account. If a male worker pays maternity insurance and his spouse gives birth at the same time, and if he meets the late childbearing policy stipulated in the family planning policy and has received the honor certificate of the one-child parents, according to the regulations, the male worker can enjoy the ten-day nursing leave allowance. The daily payment standard of male employees' nursing leave allowance is calculated according to the maternity insurance premium base paid by the employer for the last month of their spouse's childbirth divided by 30 days. Generally, reimbursement is based on the hospital and mode of production. It also includes prenatal examination fees (generally also a fixed reimbursement) and maternity allowance. Among them, the maternity allowance is calculated by multiplying the calculation base determined locally by the duration of maternity leave of the insured.

Legal objectivity:

Article 53 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, but employees shall not pay maternity insurance premiums. Article 54 of the Social Insurance Law of People's Republic of China (PRC) * * * If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance. Article 56 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees can enjoy maternity allowance in accordance with state regulations in any of the following circumstances: (1) Female employees enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.