The basic pension for those who participate in social security after retirement is composed of four parts. Monthly basic pension = basic pension + personal account pension + transitional pension + additional pension.

To facilitate the answer and calculation, it is assumed that the payment period is 43 years, the payment index is 100%, the average monthly work of employees in the previous year was 4,252 yuan, and the age at retirement was 60 years old.

1. Basic pension.

The basic pension monthly standard is based on the average monthly salary of employees on the job in the previous year, the average indexed monthly contribution salary of the insured person, and the average indexed monthly contribution salary of the insured person. The payment is 1% for every full year.

The calculation formula is: basic pension = (the average monthly salary of local employees in the previous year when the insured person retires + my average indexed monthly contribution salary) ÷ 2 × payment years × 1%. According to your description, you can set your personal pension

The indexed average salary is 1, and 100%, the cumulative payment years (including years of service before 1993) are 43 years, and the average monthly salary of employees on the job last year was 4252 yuan, then your basic pension can be calculated = (4252+

4252) ÷ 2 × 43 × 0.01 = 1828.36 yuan 2. The calculation formula for personal account pension is: Personal account pension = the accumulated savings in the personal account when the insured person retires ÷ the number of months of payment. The personal account pension is paid from the personal account fund

, the monthly disbursement standard is based on the balance of my account divided by the number of months.

After the personal account fund is used up, it will be paid from the social pooling fund.

The monthly pension standard for personal accounts is the amount saved in the personal account divided by the number of months.

If you retire at the age of 60, the number of payment months is 139.

The exact balance of your personal account can be checked on the Chongqing Social Security website.

Assume here that your personal account balance is yuan, then your personal account pension = 41,700 ÷ 139 = 300 yuan 3. Adjusted pension Adjusted pension = (when the insured person retires, the average monthly salary of the local employees in the previous year +

My indexed average monthly contribution salary) ÷ 2 × deemed contribution years × 1.4% The adjusted pension is only valid for those insured before 1996.

The deemed payment period is the period from when you started working to when you started paying pension insurance, including the working years of educated youth who went to the countryside.

It is necessary to provide your own files before submitting them to the Social Security Bureau for review and approval.

It is assumed here that your file is sound, the information is complete, and you have actually paid pension insurance since March 1993, then your deemed payment period is 20.5 years.

Therefore, your adjusted pension Adjusted pension = (4252 + 4252) ÷ 2 × 20.5 × 0.014 = 1220.32 yuan 4. The additional pension part requires a complete only child honor certificate, a street family planning office certificate and other procedures, which can be obtained at

An additional 3% is issued on the basis of the monthly basic pension; so your total monthly basic pension after retirement = basic pension + personal account pension + transitional pension × 1.03% = 1828.36 yuan + 300 yuan + 1220.32 yuan × 1.03

%=3348.68×1.03%=3449.14 yuan Special reminder, this is only a reference calculation result.

You can log in to the local social security public information network and follow the prompts to enter your ID number and initial password. (For the initial password, you can consult the social security service hotline 12333.) You can query accurate data such as your payment records and personal account balances over the years.

Figure out your pension when you retire.

Hope it helps.