Funds can be divided into stock funds, bond funds and hybrid funds according to the target. Among them, hybrid funds can be divided into partial stocks, partial debts, balanced stocks and debts and flexible allocation according to the investment ratio. Among these types, the greater the proportion of investment in stocks, the higher the risk.

According to the running time, it can be divided into closed type and open type. Closed means that after money is put in, it cannot be redeemed for a period of time. Open can be redeemed at any time, open can see the daily profit and loss situation, closed needs a long time to see.

If you have spare money, you must invest it. Even if it rises sharply for a while, you should invest when you have spare money. The current profit and loss of financial products cannot reflect the future, and the future price will be affected by future events.

I hope I can help you.