There are usually many kinds of wealth management products purchased in CCB. If the product is marked with capital preservation, CCB will definitely pay your principal in full when it expires. The yield mentioned in the product description is uncertain. I checked the wealth management products of CCB, mainly including guaranteed and non-guaranteed, with almost no guaranteed income.

The yield of capital-guaranteed wealth management products is usually low, but the principal can be guaranteed; The yield of non-guaranteed wealth management products is usually above 5%, but there may be a loss of principal. ?

Investment is risky. Some bank financial managers will tell you that non-guaranteed products are guaranteed financial products. Please read the product manual carefully. In case of loss, the instructions will be followed. As long as the instructions show that it is a capital preservation, it must be a capital preservation, and you can't listen to the financial manager's word.

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Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management and personal financial management? And family finances. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

"Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only a foreign investment and financial management, but also a kind of financial management. If you don't know how to be invested, you don't know how to invest better.

The word "financial management" first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal finance (658) can be roughly divided into personal assets and personal liabilities, and * * * belongs to personal assets like funds, stocks, bonds, deposits, life insurance and gold. Personal housing mortgage loan and personal consumption credit belong to personal liabilities.

References:

Baidu encyclopedia-financial management