As we all know, investment is generally aimed at financing and cash assets of enterprises.

trust

Trust products are the so-called' shadow banks', that is, the demand side of funds bypasses banks and borrows money directly from investors.

Most of the funds are invested in a project of local government financing platform (such as demolition) or the capital demand of an enterprise (such as new production line).

The term is generally one to three years, and you can't quit if you enter halfway. The minimum starting point is 654.38+00000, and the threshold is still relatively high, which is not suitable for civilian investors.

stock

Stocks are characterized by high risks and high returns. And the investment period is uncertain, you can hold this stock for n years. What are the risk points of the stock market? For ordinary investors, the biggest risk in the stock market is' you don't know the risk'. Most people buy and sell because others are buying and selling, or based on so-called news, and this follow-up investment always ends in losses; Due to the low capital threshold of the stock market, the large number of participants, and the constant hype of various media, it has exerted great psychological influence and pressure on investors.

fund

There are many kinds of funds. Stock funds mainly invest in stocks, bond funds buy bonds, and money funds are mainly used for deposits to earn interest. The choice of risk types is different, and the risk order is stock type > bond type > currency type. The risk lies in the lack of systematic and scientific investment plans, and buying and selling funds at will is the biggest risk faced by fund investors; Compared with this, the risk of the fund itself is actually much smaller; The current situation that sales organizations pay more attention to promotion than service intensifies investors' buying and selling behavior.

P2p investment

The main form is "bidding", which is an Internet-based wealth management product that has only emerged in the last two years. The platform acts as an intermediary.